Negotiable Instruments Act — Section 125
Crossing after issue.—Where a cheque is uncrossed, the holder may cross it generally or
125. Crossing after issue.—Where a cheque is uncrossed, the holder may cross it generally or
specially.
Where a cheque is crossed generally, the holder may cross it specially.
Where a cheque is crossed generally, or specially, the holder may add the words “not negotiable”.
Where a cheque is crossed specially, the banker to whom it is crossed may again cross it specially to
another banker, his agent, for collection.
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