Alwar, Rajasthan v. Gopalgarh, Tehsil Pahari, District Bharatpur

Smt. Dulari W/o Nanagram, Aged About 33 Years, R/o Village Akhaigarh, Tehsil Nadbai, District Bharatpur, Present R/o Village Kherli, Tehsil Kathumar, District Alwar.

2. Dayachand Saini S/o Nanagram, Aged About 18 Years, R/o Village Akhaigarh, Tehsil Nadbai, District Bharatpur, Present R/o Village Kherli, Tehsil Kathumar, District Alwar. [2025:RJ-JP:33310] (2 of 7) [CMA-5674/2019]

3. Vishnu Saini S/o Nanagram, Aged About 13 Years, Minor Through Natural Guardian Mother Dulari. R/o Village Akhaigarh, Tehsil Nadbai, District Bharatpur, Present R/o Village Kherli, Tehsil Kathumar, District Alwar.

4. Kum. Rekha D/o Nanagram, Aged About 11 Years, Minor Through Natural Guardian Mother Dulari. R/o Village Akhaigarh, Tehsil Nadbai, District Bharatpur, Present R/o Village Kherli, Tehsil Kathumar, District Alwar.

5. Smt. Gulabo W/o Mangal Singh (Deceased), R/o Village Akhaigarh, Tehsil Nadbai, District Bharatpur, Present R/o Village Kherli, Tehsil Kathumar, District Alwar. ----Appellants Versus

1. Mukesh Kumar S/o Ramesh Chand, R/o Village Gopalgarh, Tehsil Pahari, District Bharatpur Driver Vehicle Santro Car No. Dl-2-Cm-1436.

2. Daudayal S/o Sankkarlal, Swarnkar R/o C-8 Bindapur, 59 Uttam Nagar Delhi Police Station Dawli. (Vehicle Owner Santro Car No. Dl-2-Cm- 1436).

3. Liberty Videocon Generl Insurance Company Ltd., Through Divisional Manager Insurance Company Vehicle Santro Car No. Dl-2-Cm- 1436). ----Respondents For Appellant(s) : Mr. Ram Babu Sharma, Adv. For Respondent(s) : Mr. Virendra Agrawal, Adv. Mr. Santosh Kumar Soni, Adv. Ms.Shara P Rajora, Adv. Ms. Anjali Assat, Adv. [2025:RJ-JP:33310] (3 of 7) [CMA-5674/2019] HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 22/08/2025 mijksDr nksuksa vihysa fo}ku eksVj okgu nq?kZVuk nkok vf/kdj.k] y{e.kx< ftyk vyoj }kjk eksVj nq?kZVuk nkok la[;k& 180@2016 rFkk 179@2016 esa ikfjr fu.kZ; ,oa vokMZ fnukad 26-02-2019 ls O;fFkr gksdj izLrqr dh x;h gS] pwafd ;g nksuksa vihysa ,d gh fu.kZ; ds fo:) izLrqr dh x;h gS] vr% lqfo/kk dh n`f"V ls budk ,d gh vkns'k ds ek/;e ls fuLrkj.k fd;k tk jgk gSA fo}ku vf/koDrk [email protected] rFkk izR;FkhZ@ chek daiuh dh cgl lquh x;h ,oa vfHkys[k dk voyksdu fd;k x;kA vk{ksfir fu.kZ; o vokMZ ds fo:) vkjksfir okgu ds Lokeh@pkyd vFkok chek daiuh }kjk dksbZ vihy izLrqr ugha dh x;h gS] vr% vkjksfir okgu dk nq?kZVuk esa fyIr gksuk o pkyd dh ykijokgh gksuk fookn jfgr gSA nhokuh fofo/k vihy la- 5674@2019 jkejru oxSjg cuke eqds'k oxSjg %& [email protected] }kjk ;g vihy eksVj nq?kZVuk nkok la[;k&180@2016 esa ikfjr fu.kZ; ,oa vokMZ fnukad 26-02-2019 ls O;fFkr gksdj izLrqr dh x;h gS ftlds ek/;e ls nkosnkjku ds iq= dh vkjksfir okgu ls nq?kZVuk gksus ds ifj.kkeLo:i e`R;q gks tkus ls fo}ku vf/kdj.k }kjk fofHkUu [2025:RJ-JP:33310] (4 of 7) [CMA-5674/2019] enksa esa dqy 8]60]128@&:i;s dk vokMZ 09 izfr'kr C;kt lfgr ikfjr fd;k x;k gSA fo}ku vf/koDrk vihykFkhZx.k dk fuosnu gS fd fo}ku vf/kdj.k us vkfJrrk dh gkfu ds en esa 26 fnu ds vk/kkj ij izfrdj dh x.kuk dh x;h gS tcfd 30 fnu dh ikfjJfed njksa ds vuqlkj izfrdj x.kuk gksuk vko';d gSA dalksfVZ;e ds en esa Hkh izfrdj jkf'k vi;kZIr gksuk crk;k gS ftls ;Fkksfpr :i ls c<k;s tkus dk fuosnu fd;kA fo}ku vf/koDrk izR;FkhZ chek daiuh dh vksj ls fo}ku vf/kdj.k }kjk ikfjr fu.kZ; o vokMZ dks fof/k lEer gksuk crkrs gq, vihy [kkfjt fd;s tkus dk fuosnu fd;kA fo}ku vf/koDrk vihykFkhZx.k dk fuosnu gS fd vkfJrrk dh gkfu ds en esa izfrdj dh x.kuk djrs le; 30 fnu dh ikfjJfed njksa ds vuqlkj izfrdj x.kuk gksuk vko';d gS tcfd fo}ku vf/koDrk chek dEiuh dk fuosnu gS fd lkIrkfgd vodk'k vkfn ?kVk;s tkus ij 26 fnu dh etnwjh ds vk/kkj ij izfrdj dh x.kuk visf{kr gS] bl laca/k esa bl U;k;ky; dh led{k ihB }kjk U;kf;d n`"VkUr 2022¼3½ Mh-,u- ts- 1160 yhykjke cuke ns'kjkt ds ekeys esa bl U;k;ky; ds iwoZorhZ U;kf;d n`"VkUr 2012 ¼2½ ,e-,-lh-Mh- jktLFkku 692 tkyksj flag mQZ fnykoj flag cuke cjdr ij vk/kkfjr gksrs gq, ;g vfHkfu/kkZfjr fd;k gS fd 30 fnu dh etnwjh njsa gh izfrdj ds fy, x.kuk ;ksX; gSaA ekuuh; loksZPp U;k;ky; ds U;kf;d n`"VkUr y{eh/kj uk;d o vU; cuke tqxyfd'kksj o vU; 2018¼1½ vkj-,-vkj- 45 ,l-lh- rFkk y{ehnsoh o vU; [2025:RJ-JP:33310] (5 of 7) [CMA-5674/2019] cuke eksgEen rCcj o vU; 2008 ¼2½ Vh-,-lh- 394 ,l-lh- esa izfrikfnr O;oLFkk ds vuqlkj 30 fnu ds ikfjJfed njksa vuqlkj izfrdj jkf'k fnyk;h x;h gS] vr% ,slh fLFkfr esa nkosnkj 30 fnu dh etnwjh ds vk/kkj ij izfrdj jkf'k izkIr djus ds vf/kdkjh gSaA rn~uqlkj izfrdj jkf'k dh x.kuk dh tkos rks ;g jkf'k 201X30X12X18X50%=6,51,240@&:i;s gksrh gS ftlesa 40 izfr'kr Hkfo"; esa vk; o`f) dk ykHk 2]60]496@&:i;s tksMs tkus ij ;g jkf'k 9]11]736@&:i;s laxf.kr gksrh gSA tcfd fo}ku vf/kdj.k }kjk bl en esa 7]90]128@&:i;s gh izfrdj fnyk;k x;k gS] vr% bl en esa 1]21]608@&:i;s dh vfrfjDr jkf'k izfrdj ds :i esa nkosnkj izkIr djus ds vf/kdkjh gSA vihykFkhx.k e`rd ds ekrk firk gS] vr% os e`rd ds izse&Lusg] lgpk;Z vkfn ls oafpr gksus ds en esa ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikfjr fl)kar ds vuqlkj izR;sd nkosnkj 40]000@&:i;s vFkkZr dqy 80]000@&:i;s dalksVhZ;e ds uqdlkuh ds :i esa izkIr djus ds vf/kdkjh gS tcfd bl en esa fo}ku vf/kdj.k }kjk dqy 40]000@&:i;s fnyk;s gS] vr% 40]000@&:i;s bl en esa c<ksRrjh gksus ;ksX; gSA bl izdkj nksuksa enksa esa dqy feykdj 1]61]608@& :i;s dh c<ksrjh gksus ;ksX; gSA [2025:RJ-JP:33310] (6 of 7) [CMA-5674/2019] nhokuh fofo/k vihy la- 5712@2019 Jherh nqykjh oxSjg cuke eqds'k oxSjg %& [email protected] }kjk ;g vihy eksVj nq?kZVuk nkok la[;k&179@2016 esa ikfjr fu.kZ; ,oa vokMZ fnukad 26-02-2019 ls O;fFkr gksdj izLrqr dh x;h gS ftlds ek/;e ls nkosnkjksa ds ifr@firk@iq= dh vkjksfir okgu ls nq?kZVuk gksus ds ifj.kkeLo:i e`R;q gks tkus ls fo}ku vf/kdj.k }kjk fofHkUu enksa esa dqy 15]18]783@&:i;s dk vokMZ 09 izfr'kr C;kt lfgr ikfjr fd;k x;k gSA fo}ku vf/koDrk vihykFkhZx.k dk fuosnu gS fd fo}ku vf/kdj.k }kjk fofHkUu enksa esa tks izfrdj jkf'k fnykbZ xbZ gS] og vi;kZIr gS ftls ;Fkksfpr :i ls c<k;s tkus dk fuosnu fd;kA fo}ku vf/koDrk izR;FkhZ@chek daiuh dh vksj ls fo}ku vf/kdj.k }kjk ikfjr fu.kZ; o vokMZ dks fof/k lEer gksuk crkrs gq, vihy [kkfjt fd;s tkus dk fuosnu fd;kA tgka rd e`rd dh vk; dk laca/k gS] mlds fu;kstd }kjk e`rd dh e`R;q ds le; rd 7]000@&:i;s ekfld vk; gksuk crk;k x;k gS vkSj mlh vuqlkj vk; gkfu dh x.kuk djrs gq, fo}ku vf/kdj.k }kjk Hkfo"; esa vk; o`f) dk ykHk fn;k x;k gS] vr% bl en esa dksbZ jkf'k dh c<ksRrjh gksus ;ksX; ugha gSA vihykFkhx.k e`rd dh iRuh@iq=@iq=h@ekrk gS] vr% os lHkh e`rd ds izse&Lusg] lgpk;Z vkfn ls oafpr gksus ds en esa ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma [2025:RJ-JP:33310] (7 of 7) [CMA-5674/2019] General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikfjr fl)kar ds vuqlkj izR;sd nkosnkj 40]000@&:i;s vFkkZr dqy 2]00]000@&:i;s dalksVhZ;e ds uqdlkuh ds :i esa izkIr djus ds vf/kdkjh gS tcfd bl en esa fo}ku vf/kdj.k }kjk dqy 40]000@&:i;s fnyk;s gS] vr% 1]60]000@&:i;s bl en esa c<ksRrjh gksus ;ksX; gSA bl izdkj bl en esa dqy feykdj 1]60]000@& :i;s dh c<ksrjh gksus ;ksX; gSA rn~uqlkj vihykFkhZ@nkosnkjksa dh vksj ls izLrqr ;g nksuksa vihysa vkaf'kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk eksVj nq?kZVuk nkok la[;k&180@2016 o 179@2016 esa dze'k% tks 8]60]128@&:i;s o 15]18]783@&:i;s dk vk{ksfir vokMZ ikfjr fd;k x;k gS mlds vfrfjDr vihykFkhZx.k dze'k% 1]61]608@&:i;s o 1]60]000@&:i;s izfrdj izkIr djus dk vf/kdkjh gSA bl vkns'k }kjk c<kbZ xbZ {kfriwfrZ jkf'k ij ewy ;kfpdk nk;j djus dh frfFk ls olwyh rd vihykFkhZx.k 07 izfr'kr okf"kZd lk/kkj.k dh nj ls C;kt izkIr djus ds vf/kdkjh gSA fo}ku vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks bl vkns'k dh izfr ds lkFk ykSVk;k tkosA LFkxu ,oa vU; dksbZ izkFkZuk&i= ;fn yfEcr gksa rks os Hkh mDrkuqlkj fuLrkfjr fd, tkrs gSaA (UMA SHANKER VYAS),J Murari Lal Sharma /31-32