National Insurance Co v. Pranay
Case Details
Cited in this judgment
Father Badri Giri Son of Shri Ratan Giri. Both Residents of Village Lasadiya, Tehsil Shahpura, District Bhilwara (Raj.) ----Appellants/Claimants Versus
1. Arvind Kumar Son of Shri Mohan Lal, Resident of 2/11, Nand Nagar, Beawar, District Ajmer (Raj.) (Driver)
2. The Rajasthan State Roadways Corporation Limited, Parivahan Marg, C-Scheme, Jaipur Through General Manager (Raj.) (Owner) ----Respondent/Non-Claimants For Appellant(s) : Mr. Kapil Sharma, Adv. for Mr. Sandeep Mathur, Adv. For Respondent(s) : Mr. Surendar Meel, Adv. HON'BLE MR. JUSTICE CHANDRA PRAKASH SHRIMALI Order RESERVED ON : 08/08/2025 PRONOUNCED ON : 08/09/2025 vihykFkhZx.k@nkosnkjku dh vksj ls ;g vihy fo}ku eksVj nq?kZVuk nkok vf/kdj.k] Vksad }kjk Dyse ;kfpdk la[;k 68@2013 ¼2540@2001½ esa ikfjr fu.kZ; o vokMZ fnukad 18-06-2015 ls O;fFkr gksdj is'k dh x;h gS] [2025:RJ-JP:34703] (2 of 5) [CMA-3648/2015] ftlds ek/;e ls nkosnkjksa ds i{k esa dqy 3]72]400@& :i;s dk izfrdj 9 izfr'kr okf"kZd lk/kkj.k C;kt dh nj ls C;kt lfgr fnyk;k x;k gS] ftlesa c<ksrjh gsrq ;g vihy bl U;k;ky; ds le{k is'k dh x;h gSA chek daiuh rFkk okgu Lokeh@pkyd dh vksj ls dksbZ vihy izLrqr ugh dh x;h gSA vihykFkhZx.k ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g rdZ Fkk fd os vkfJrrk dh gkfu ds en esa o`f) ds laca/k esa orZeku vihy esa dksbZ çkFkZuk ugha dj jgs gSa] mudk ;g lhfer rdZ gS fd fo}ku vf/kdj.k us nkEiR; lq[k dh {kfriwfr esa 15]000@& :i;s rFkk I;kj o Lusg dh {kfriwfrZ esa dqy 50]000@& :i;s fnyok;s gSa] tcfd ç.k; lsBh ds fu.kZ; ds vuq:i dalksfVZ;e dh gkfu ds en esa çR;sd vihykFkhZ dks 40&40 gtkj :i;s fnyokus pkfg, Fks vkSj vafre laLdkj o laink dh gkfu ds en esa Hkh 15&15 gtkj :i;s fnyokus pkfg, FksA vr% mä enksa esa o`f) djds iapkV ikfjr fd;s tkus dk fuosnu fd;kA çR;FkhZx.k ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g rdZ jgk gS fd fo}ku vf/kdj.k us fof/k esa of.kZr çko/kkuksa ds rgr lgh :i ls vk; dh gkfu o vU; enksa esa jkf'k fnyokbZ gS] vr% vihykFkhZx.k dh vihy [kkfjt dh tkosA eSaus mHk; i{kksa ds rdksaZ ij euu fd;k rFkk i=koyh dk voyksdu fd;kA orZeku izdj.k esa vk; gkfu dh en esa fo}ku vf/kdj.k }kjk fnyk;h x;h izfrdj jkf'k ds laca/k esa dksbZ fookn ugh gSA tgka rd ijEijkxr 'kh"kZd esa izfrdj jkf'k dk iz'u gS] National Insurance Co. Vs Pranay [2025:RJ-JP:34703] (3 of 5) [CMA-3648/2015] Sethi & Ors.¼mijksDr½ fofu'p; esa ekuuh; mPpre U;k;ky; us ;g vfHkfu/kkZfjr fd;k gS fd%& "54. ........................ It seems to us that reasonable figures on conventional heads, namely, loss of estate, loss of consortium and funeral expenses should be Rs. 15,000/-, Rs. 40,000/- and Rs. 15,000/- respectively. The principle of revisiting the said heads is an acceptable principle. But the revisit should not be fact-centric or quantum-centric. We think that it would be condign that the amount that we have quantified should be enhanced on percentage basis in every three years and the enhancement should be at the rate of 10% in a span of three years. We are 41 disposed to hold so because that will bring in consistency in respect of those heads." bl izdkj mDr fofu'p; ekuuh; mPpre U;k;ky; }kjk fnukad 31-10-2017 dks ikfjr fd;k x;k gSA mlds i'pkr Sadhana Tomar & Ors. Vs. Ashok Kushwaha & Ors. Civil Appeal No. 3763/2025 fofu'p; esa ekuuh; mPpre U;k;ky; }kjk fnukad 24-01-2025 dks iz.k; lsBh ¼iwoksZDr½ ds fu.kZ; ds vuq:i fu.kZ; ikfjr dj nq?kZVuk ds i'pkr dalksfVZ;e dh gkfu] lEink dh gkfu o vafre laLdkj ds enksa esa izR;sd rhu o"kZ i'pkr 10 izfr'kr dh o`f) dh x;h gSA blh izdkj dk er ekuuh; mPpre U;k;ky; }kjk Kavita Devi & Others Vs. Sunil Kumar & Another Diary No. 47285/2018 esa ikfjr fu.kZ; fnukad 06-08-2025 esa O;Dr fd;k gSA mDr fu.kZ; ekuuh; mPpre U;k;ky; }kjk Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa vfHkfu/kkZfjr fl)akrksa ds vuq:i fd;k x;k gS] ftlesa dalksfVZ;e] izse&Lusg dks foLr`r :i ls foosfpr djrs gq, eksVj okgu vf/kfu;e dks ykHknk;d o dY;k.kdkjh fof/k gksuk crkrs gq, mfpr izfrdj fu/kkZj.k ds laca/k esa er O;Dr fd;k x;k gSA [2025:RJ-JP:34703] (4 of 5) [CMA-3648/2015] ,slh fLFkfr esa bl izdj.k esa Hkh dalksfVZ;e dh gkfu] lEink dh gkfu o vafre laLdkj ds enksa esa iz.k; lsBh ¼iwoksZDr½ ds fu.kZ; fnukad 31-10-2017 ds vuq:i izR;sd rhu o"kZ esa 10 izfr'kr dh o`f) dk ykHk fn;k tkuk U;k;ksfpr izrhr gksrk gSA ,sls esa ekuuh; loksZPp U;k;ky; }kjk mDr U;kf;d n`"Vkarksa esa vfHkfu/kkZfjr fl)kar ds vuqlkj dalksfVZ;e gkfu ds en esa izR;sd vihykFkhZ 48]400@& :i;s vFkkZr~ dqy 96]800@& :i;s rFkk vafre laLdkj ds en esa 18]150@& :i;s rFkk lEink dh gkfu ds en esa Hkh 18]150@& :i;s vFkkZr mDr enksa esa dqy 1]33]100@& :i;s izkIr djus ds vf/kdkjh gSa] tcfd vf/kdj.k us mDr enksa esa dsoy 70]000 :i;s gh fnyk;s x;s gSaA vr% vihykFkhZx.k mDr enksa esa dqy 63]100@& :i;s c<+ksrjh ;ksX; gSaA bl izdkj fo}ku vf/kdj.k }kjk tks izfrdj jkf'k fnyk;h x;h gS] mlesa c<+ksrjh djrs gq, vihykFkhZ@nkosnkjku dqy 63]100@& :i;s vfrfjDr :i ls izkIr djus ds vf/kdkjh gSaA mijksDr foospukuqlkj ;g vihy vkaf'kd :i ls Lohdkj dj fo}ku eksVj nq?kZVuk nkok vf/kdj.k] Vksad }kjk Dyse ;kfpdk la[;k 68@2013 ¼2540@2001½ esa ikfjr fu.kZ; o vokMZ fnukad 18-06-2015 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk tks izfrdj jkf'k vihykFkhZx.k dks fnyok;h x;h gS] mlds vfrfjDr vihykFkhZx.k 63]100@& :i;s izkIr djus ds vf/kdkjh gksaxs rFkk vihykFkhZx.k mDr c<+h gqbZ jkf'k ij ;kfpdk izLrqr djus dh fnukad ls olwyh dh fnukad rd 07 izfr'kr okf"kZd lk/kkj.k C;kt nj ls C;kt Hkh izkIr djus ds vf/kdkjh gksaxsA vihyk/khu vkns'k dh 'ks"k 'krsaZ ;Fkkor jgsaxhA [2025:RJ-JP:34703] (5 of 5) [CMA-3648/2015] fo}ku vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS] rks bl vkns'k dh izfr ds lkFk ykSVk;k tkosA MANISH SAINI /Res. (CHANDRA PRAKASH SHRIMALI),J
Father Badri Giri Son of Shri Ratan Giri. Both Residents of Village Lasadiya, Tehsil Shahpura, District Bhilwara (Raj.) ----Appellants/Claimants Versus
1. Arvind Kumar Son of Shri Mohan Lal, Resident of 2/11, Nand Nagar, Beawar, District Ajmer (Raj.) (Driver)
2. The Rajasthan State Roadways Corporation Limited, Parivahan Marg, C-Scheme, Jaipur Through General Manager (Raj.) (Owner) ----Respondent/Non-Claimants For Appellant(s) : Mr. Kapil Sharma, Adv. for Mr. Sandeep Mathur, Adv. For Respondent(s) : Mr. Surendar Meel, Adv. HON'BLE MR. JUSTICE CHANDRA PRAKASH SHRIMALI Order RESERVED ON : 08/08/2025 PRONOUNCED ON : 08/09/2025 vihykFkhZx.k@nkosnkjku dh vksj ls ;g vihy fo}ku eksVj nq?kZVuk nkok vf/kdj.k] Vksad }kjk Dyse ;kfpdk la[;k 68@2013 ¼2540@2001½ esa ikfjr fu.kZ; o vokMZ fnukad 18-06-2015 ls O;fFkr gksdj is'k dh x;h gS] [2025:RJ-JP:34703] (2 of 5) [CMA-3648/2015] ftlds ek/;e ls nkosnkjksa ds i{k esa dqy 3]72]400@& :i;s dk izfrdj 9 izfr'kr okf"kZd lk/kkj.k C;kt dh nj ls C;kt lfgr fnyk;k x;k gS] ftlesa c<ksrjh gsrq ;g vihy bl U;k;ky; ds le{k is'k dh x;h gSA chek daiuh rFkk okgu Lokeh@pkyd dh vksj ls dksbZ vihy izLrqr ugh dh x;h gSA vihykFkhZx.k ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g rdZ Fkk fd os vkfJrrk dh gkfu ds en esa o`f) ds laca/k esa orZeku vihy esa dksbZ çkFkZuk ugha dj jgs gSa] mudk ;g lhfer rdZ gS fd fo}ku vf/kdj.k us nkEiR; lq[k dh {kfriwfr esa 15]000@& :i;s rFkk I;kj o Lusg dh {kfriwfrZ esa dqy 50]000@& :i;s fnyok;s gSa] tcfd ç.k; lsBh ds fu.kZ; ds vuq:i dalksfVZ;e dh gkfu ds en esa çR;sd vihykFkhZ dks 40&40 gtkj :i;s fnyokus pkfg, Fks vkSj vafre laLdkj o laink dh gkfu ds en esa Hkh 15&15 gtkj :i;s fnyokus pkfg, FksA vr% mä enksa esa o`f) djds iapkV ikfjr fd;s tkus dk fuosnu fd;kA çR;FkhZx.k ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g rdZ jgk gS fd fo}ku vf/kdj.k us fof/k esa of.kZr çko/kkuksa ds rgr lgh :i ls vk; dh gkfu o vU; enksa esa jkf'k fnyokbZ gS] vr% vihykFkhZx.k dh vihy [kkfjt dh tkosA eSaus mHk; i{kksa ds rdksaZ ij euu fd;k rFkk i=koyh dk voyksdu fd;kA orZeku izdj.k esa vk; gkfu dh en esa fo}ku vf/kdj.k }kjk fnyk;h x;h izfrdj jkf'k ds laca/k esa dksbZ fookn ugh gSA tgka rd ijEijkxr 'kh"kZd esa izfrdj jkf'k dk iz'u gS] National Insurance Co. Vs Pranay [2025:RJ-JP:34703] (3 of 5) [CMA-3648/2015] Sethi & Ors.¼mijksDr½ fofu'p; esa ekuuh; mPpre U;k;ky; us ;g vfHkfu/kkZfjr fd;k gS fd%& "54. ........................ It seems to us that reasonable figures on conventional heads, namely, loss of estate, loss of consortium and funeral expenses should be Rs. 15,000/-, Rs. 40,000/- and Rs. 15,000/- respectively. The principle of revisiting the said heads is an acceptable principle. But the revisit should not be fact-centric or quantum-centric. We think that it would be condign that the amount that we have quantified should be enhanced on percentage basis in every three years and the enhancement should be at the rate of 10% in a span of three years. We are 41 disposed to hold so because that will bring in consistency in respect of those heads." bl izdkj mDr fofu'p; ekuuh; mPpre U;k;ky; }kjk fnukad 31-10-2017 dks ikfjr fd;k x;k gSA mlds i'pkr Sadhana Tomar & Ors. Vs. Ashok Kushwaha & Ors. Civil Appeal No. 3763/2025 fofu'p; esa ekuuh; mPpre U;k;ky; }kjk fnukad 24-01-2025 dks iz.k; lsBh ¼iwoksZDr½ ds fu.kZ; ds vuq:i fu.kZ; ikfjr dj nq?kZVuk ds i'pkr dalksfVZ;e dh gkfu] lEink dh gkfu o vafre laLdkj ds enksa esa izR;sd rhu o"kZ i'pkr 10 izfr'kr dh o`f) dh x;h gSA blh izdkj dk er ekuuh; mPpre U;k;ky; }kjk Kavita Devi & Others Vs. Sunil Kumar & Another Diary No. 47285/2018 esa ikfjr fu.kZ; fnukad 06-08-2025 esa O;Dr fd;k gSA mDr fu.kZ; ekuuh; mPpre U;k;ky; }kjk Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa vfHkfu/kkZfjr fl)akrksa ds vuq:i fd;k x;k gS] ftlesa dalksfVZ;e] izse&Lusg dks foLr`r :i ls foosfpr djrs gq, eksVj okgu vf/kfu;e dks ykHknk;d o dY;k.kdkjh fof/k gksuk crkrs gq, mfpr izfrdj fu/kkZj.k ds laca/k esa er O;Dr fd;k x;k gSA [2025:RJ-JP:34703] (4 of 5) [CMA-3648/2015] ,slh fLFkfr esa bl izdj.k esa Hkh dalksfVZ;e dh gkfu] lEink dh gkfu o vafre laLdkj ds enksa esa iz.k; lsBh ¼iwoksZDr½ ds fu.kZ; fnukad 31-10-2017 ds vuq:i izR;sd rhu o"kZ esa 10 izfr'kr dh o`f) dk ykHk fn;k tkuk U;k;ksfpr izrhr gksrk gSA ,sls esa ekuuh; loksZPp U;k;ky; }kjk mDr U;kf;d n`"Vkarksa esa vfHkfu/kkZfjr fl)kar ds vuqlkj dalksfVZ;e gkfu ds en esa izR;sd vihykFkhZ 48]400@& :i;s vFkkZr~ dqy 96]800@& :i;s rFkk vafre laLdkj ds en esa 18]150@& :i;s rFkk lEink dh gkfu ds en esa Hkh 18]150@& :i;s vFkkZr mDr enksa esa dqy 1]33]100@& :i;s izkIr djus ds vf/kdkjh gSa] tcfd vf/kdj.k us mDr enksa esa dsoy 70]000 :i;s gh fnyk;s x;s gSaA vr% vihykFkhZx.k mDr enksa esa dqy 63]100@& :i;s c<+ksrjh ;ksX; gSaA bl izdkj fo}ku vf/kdj.k }kjk tks izfrdj jkf'k fnyk;h x;h gS] mlesa c<+ksrjh djrs gq, vihykFkhZ@nkosnkjku dqy 63]100@& :i;s vfrfjDr :i ls izkIr djus ds vf/kdkjh gSaA mijksDr foospukuqlkj ;g vihy vkaf'kd :i ls Lohdkj dj fo}ku eksVj nq?kZVuk nkok vf/kdj.k] Vksad }kjk Dyse ;kfpdk la[;k 68@2013 ¼2540@2001½ esa ikfjr fu.kZ; o vokMZ fnukad 18-06-2015 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk tks izfrdj jkf'k vihykFkhZx.k dks fnyok;h x;h gS] mlds vfrfjDr vihykFkhZx.k 63]100@& :i;s izkIr djus ds vf/kdkjh gksaxs rFkk vihykFkhZx.k mDr c<+h gqbZ jkf'k ij ;kfpdk izLrqr djus dh fnukad ls olwyh dh fnukad rd 07 izfr'kr okf"kZd lk/kkj.k C;kt nj ls C;kt Hkh izkIr djus ds vf/kdkjh gksaxsA vihyk/khu vkns'k dh 'ks"k 'krsaZ ;Fkkor jgsaxhA [2025:RJ-JP:34703] (5 of 5) [CMA-3648/2015] fo}ku vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS] rks bl vkns'k dh izfr ds lkFk ykSVk;k tkosA MANISH SAINI /Res. (CHANDRA PRAKASH SHRIMALI),J