Jaipur through Constituted attorney v. Madhu Sharma)

6. Jwala Singh S/o Shri Parmar Singh, R/o Nai Mandi, Bharatpur, at present- Mahloni Ka Bangalaw, Bayana, District Bharatpur (Driver Loading Jeep (temporary) No. RJ02-04-TEMP-4093).

7. Gulshan Punjabi S/o Shri Harish Narang, R/o Gandhi Chowk, Darji Pada, Narang Bhawan, Bayana, District Bharatpur (OwnerLoading Jeep (temporary) No. RJ02-04-TEMP-4093). ----Non-Claimants/Respondents [2025:RJ-JP:9288] (2 of 10) [CMA-4954/2015] Connected With S.B. Civil Miscellaneous Appeal No. 4876/2015

1. Smt. Madhu Sharma W/o Late Sh. Shambhu Dayal Sharma, aged about 38 years,

2. Master Ritesh S/o Late Sh. Shambhu Dayal Sharma, aged about 14 years,

3. Master Chandra Shekhar S/o Late Sh. Shambhu Dayal Sharma, aged about 12 years, No. 02 & 03 minor through their natural guardian Mother Smt. Madhu Sharma W/o Late Sh. Shambhu Dayal Sharma,

4. Smt. Kamla Devi W/o Sh. Krishan Prakash Sharma, aged about 66 years,

5. Krishan Prakash Sharma S/o Sh. Ramdayal Sharma, aged about 68 years, All R/o C-98, Khandel Nagar, Agra Road, Jaipur ----Claimants/Appellants Versus 1 Jwala Singh S/o Shri Parmar Singh, R/o Nai Mandi, Bharatpur, at present residing at Bangla Mahloni, Tehsil Bayana, District Bharatpur (Driver).

2. Gulshan Punjabi S/o Shri Harish Narang, R/o Gandhi Chowk, Darji Pada, Narang Bhawan, Bayana, District Bharatpur (Owner).

3. Regional Manager, IFCO Tokiyo General Insurance Company Ltd., Vaishali Nagar, Jaipur (Insurance Company). ----Non-Claimants/Respondent For Appellant(s) : Mr. Rishipal Agarwal, Adv. Mr. Vimal Kumar Yadav, Adv. For Respondent(s) : Mr. Satyapal Poshwal, Adv. Mr. Yogesh Singhal, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS [2025:RJ-JP:9288] (3 of 10) [CMA-4954/2015] Judgment / Order 04/03/2025 fo}ku eksVj nq?kZVuk nkok vf/kdj.k] la[;k&1] t;iqj egkuxj] t;iqj }kjk eksVj nq?kZVuk okn izdj.k la[;k 1987@2012 esa ikfjr fu.kZ; o vokMZ fnukad 30-07-2015 ftlds ek/;e ls nkosnkjku dks dqy 47]25]000@& :i;s izfrdj jkf'k fnyk;h x;h] ls O;fFkr gksdj vkjksfir okgu dh chek dEiuh }kjk ,dyihB nhokuh fofo/k vihy la[;k 4954@2015 rFkk nkosnkjku dh vksj ls vihy la[;k 4876@2015 is'k dh xbZ gSaA pwafd nksuksa vihysa ,d gh fu.kZ; o vokMZ ls lacaf/kr gSa] vr% fuLrkj.k ,d lkFk fd;k tk jgk gSA lqlxar rF; ;g gS fd 38 o"khZ; e`rd 'kaHkwn;ky dh iRuh] iq=x.k rFkk ekrk&firk }kjk nkosnkjksa ds :i esa fo}ku vf/kdj.k ds le{k /kkjk 166 eksVj okgu vf/kfu;e ds rgr ;kfpdk izLrqr dj vfHkdfFkr fd;k fd e`rd 'kaHkwn;ky fnukad 04-06-2012 dks yksfMax thi vkjts 02&04&TEMP&4093 ¼ftls ^^vkjksfir okgu^^ dgk tk;sxk½ esa vius lkeku ds lkFk nsoyh ls tgktiqj vk jgk Fkk] rc thi ds pkyd Tokyk flag }kjk thi dks rst xfr o ykijokgh ls pyk;k vkSj ml nkSjku okgu ds nq?kZVukxzLr gksus ij okgu Lokeh xqy'ku flag ds xaHkhj pksVsa vkbZa rFkk 'kaHkwn;ky dh ekSds ij gh e`R;q gks xbZA fo}ku vf/koDrk vihykFkhZ&chek daiuh dh vksj ls viuh vihy ds laca/k esa fuosnu fd;k fd e`rd ?kVuk ds le; fcuk eky ds ;k=h ds :i esa lokj Fkk] vr% ,slh fLFkfr esa ikWfylh [2025:RJ-JP:9288] (4 of 10) [CMA-4954/2015] dh 'krksaZ dk mYya?ku gksus ds dkj.k chek daiuh dk dksbZ nkf;Ro ugha gSA vk; gkfu ds en esa vf/kdj.k }kjk vuko';d :i ls c<+k p<+kdj izfrdj jkf'k fnykbZ gSA bl nq?kZVuk esa vkjksfir okgu ds pkyd dh ykijokgh jgh gks] bl laca/k esa dksbZ izR;{k vFkok vU; dksbZ lk{; izLrqr ugha dh xbZ gSA vr% ,slh fLFkfr esa nkosnkjksa dh vksj ls izLrqr ;kfpdk [kkfjt gksus ;ksX; gSA fodYi esa ;g Hkh fuosnu fd;k fd ;fn nkok ;kfpdk eatwj Hkh dh tkrh gS rc Hkh chek ikWfylh dh 'krksZa dk mYya?ku gksus ds dkj.k izfrdj jkf'k dk nkf;Ro okgu Lokeh ,oa pkyd dk curk gSA blds foijhr nkosnkjksa dh vksj ls fo}ku vf/koDrkx.k dk ;g rdZ jgk gS fd fnykbZ xbZ izfrdj jkf'k vi;kZIr gS] e`rd ds thfor jgus ij O;fDrxr [kpZ ds en esa 1@3 ds LFkku ij 1@4 jkf'k dVkSrh ;ksX; Fkh] ;g Hkh fuosnu fd;k fd vkjksfir okgu ds pkyd dh ykijokgh Loizekf.kr gSA vkjksfir okgu ds pkyd ds fo}ku vf/koDrk }kjk okgu] chek daiuh ds ;gka chfer gksus vkSj izfrdj jkf'k ds fy, chek daiuh dks nkf;Rok/khu gksuk crk;kA lHkh i{kksa ds rdksaZ ds laca/k esa vfHkys[k dk voyksdu fd;kA tgka rd vkjksfir okgu ls nq?kZVuk gksuk vkSj mlds pkyd dh ykijokgh gksus dk laca/k gS] bl laca/k esa fo}ku vf/koDrk chek daiuh dh vkifRr jgh gS fd nkosnkjksa dh vksj ls fdlh Hkh izR;{k xokg dks ijhf{kr ugha djk;k x;k gSA nkosnkjksa dh vksj ls izLrqr U;kf;d n`"Vkar Jherh 'kkafr o vU; [2025:RJ-JP:9288] (5 of 10) [CMA-4954/2015] cuke j?kqohj o vU; 2025 ¼1½ vkj , vkj 152 ¼jkt-½ ds ekeys esa ;g vfHkfu/kkZfjr fd;k gS fd izR;sd ekeys esa izR;{kn'khZ lk{kh dk ugha gksuk ?kkrd ugha ekuk tk ldrkA orZeku ekeys esa ?kVuk ds le; e`rd 'kaHkwn;ky ds vykok okgu esa mldk Lokeh xqy'ku rFkk pkyd Tokyk flag lokj Fks] nq?kZVuk fnukad 04-06-2012 dks dkfjr gqbZ gS rFkk mDr nq?kZVuk esa okgu Lokeh xqy'ku xaHkhj :i ls ?kk;y gqvk rFkk e`rd 'kaHkwn;ky dh e`R;q gks xbZA ?kk;y xqy'ku ds firk gjh'k dh vksj ls izFke lwpuk fjiksVZ izn'kZ&1 fnukad 05-06-2012 dks ntZ djkbZ xbZ] ftlesa ;g mYysf[kr fd;k gS fd vkjksfir okgu esa mijksDr rhuksa O;fDr vk jgs Fks] vpkud lkeus ls xk; vk xbZ ftls cpkus ds iz;kl esa xkM+h iyV xbZ vkSj Vk;j QV x;k ftlls xkM+h ij daVªksy ugha gks ldkA Li"V gS fd izFke lwpuk fjiksVZ fcuk fdlh vuqfpr foyEc ds ntZ djkbZ gSA e`rd 'kaHkwn;ky dh iksLVekVZe fjiksVZ izn'kZ&2 ds vuqlkj Hkh ;g izdV gqvk gS fd nq?kZVuk ds ifj.kkeLo:i e`rd dh e`R;q gqbZ gSA e`rd dh iRuh e/kq 'kekZ ¼,MCY;w&1½ rFkk mldk HkkbZ jekdkar ¼,MCY;w&2½ nksuksa izR;{kn'khZ xokg ugha gS] ysfdu mUgksus izkIr lwpuk ds vuqlkj ?kVuk dk o`rkUr crk;k gSA bu nksuksa xokgku dks chek daiuh dh vksj ls ;g lq>ko fn;k x;k gS fd e`rd crkSj ;k=h vkjksfir ifjogu ;ku esa ;k=k dj jgk FkkA mijksDr lq>ko ds vk/kkj ij ?kVuk dks chek daiuh vFkok okgu Lokeh }kjk vizR;{k :i ls Lohdkj fd;k x;k gSA nq?kZVuk gkbZos ij gqbZ gS rFkk ;g izdV gqvk gS fd lkeus xk; vk tkus ls okgu daVªksy [2025:RJ-JP:9288] (6 of 10) [CMA-4954/2015] ugha fd;k tk ldk] ;g ifjfLFkfr vius vki esa pkyd dh ykijokgh dks nf'kZr djrh gSA lM+d ij vpkud dksbZ okgu] i'kq vFkok O;fDr vk ldrk gS] bl laHkkouk dks ysdj fu;af=r xfr ls okgu pyk;k tkuk visf{kr gSA nq?kZVuk ds laca/k esa okgu Lokeh rFkk pkyd ds vykok vU; dksbZ izR;{k xokg ugha Fks rFkk os bl izdj.k esa izR;FkhZ@foi{kh gSa] vr% ,slh fLFkfr esa os izkFkhZ@nkosnkjku ds i{k esa lk{; nsos] ;g vis{kk LoHkkfod ugha gSA lkekU; :i ls tgka izR;{kn'khZ xokg gks] mudk ijh{k.k vko';d gS ysfdu orZeku ekeyk viokn dh Js.kh esa vkrk gS] vr% ,slh fLFkfr esa izR;{k lk{; ugha gksus ek= ds vk/kkj ij nkok [kkfjt ugha fd;k tk ldrkA bl fcUnq ij fopkj.k U;k;ky; dk vfHker iw.kZr% rF;ksa o fof/k ds vuq:i gSA tgka rd eky ifjogu ;ku esa e`rd dk ;k=h ds :i esa lokj gksus dk iz'u gS] bl laca/k esa vfHkopuksa ds vuq:i e`rd ds HkkbZ jekdkUr ¼,-MCY;w&2½ us dFku fd;k gS fd e`rd bl ;ku eas 6 dV~Vs ctjh ds lsEiy [kjhndj yk jgk Fkk rFkk lkeku ds lkFk lokj Fkk vkSj bl laca/k esa izn'kZ&22 fcy rFkk izn'kZ&23 fcYVh izLrqr dh gSA fcy rFkk fcYVh dks rS;kj djus okys xokg dks nkosnkjku dh vksj ls ijhf{kr ugha djk;k gS] ijUrq Lo;a chek dEiuh dh vksj ls Hkh bl fcUnq ij dksbZ vuqla/kku ugha djk;k gSA chek dEiuh ds xokg fnus'k >kykuh ¼,u-,-MCY;w&1½ }kjk ;g Lohdkj fd;k gS fd muds }kjk ikWfylh djrs le; orZeku ekeys esa pkj O;fDr;ksa dk izhfe;e fy;k Fkk] ;fn pkj O;fDr eky ds lkFk eky ds Lokeh ds :i [2025:RJ-JP:9288] (7 of 10) [CMA-4954/2015] esa ;k=k djsa rks chek dEiuh dh ftEesnkjh curh gSA orZeku ekeys esa vius [kjhn'kqnk eky ds lkFk e`rd eky Lokeh ds :i esa vkjksfir okgu esa ifjogu dj jgk Fkk] vr% ,slh fLFkfr esa chek ikWfylh dh 'krkZsa rFkk chek dEiuh ds xokg fnus'k >kykuh ds dFkuksa ds vuqlkj chek dEiuh izfrdj vnk;xh gsrq nkf;Rok/khu gSA tgka rd e`rd dh vk; dk laca/k gSa] nkosnkjksa dh vksj ls izfrdj dh jkf'k dks vi;kZIr rFkk chek dEiuh dh vksj ls fnyk;h x;h jkf'k dks vR;f/kd o vuqfpr gksuk crk;k gSA fo}ku vf/kdj.k }kjk e`rd dh iRuh ds dFku rFkk izn'kZ ,&14 yxk;r ,&17 e`rd dh vk;dj fooj.kh vlslesaV o"kZ 2009&10] 2010&11] 2011&12 rFkk 2012&13 izLrqr dh x;h gSa] ftuesa le;&le; ij e`rd }kjk okLrfod :i ls vk;dj dh vnk;xh dh x;h gS rFkk tks O;olk; e`rd dh iRuh }kjk crk;k gS] mlh QeZ dk mYys[k mijksDr rhuksa vk;dj fooj.kh esa gSA mijksDr ifjfLFkfr;ksa esa vk;dj fooj.kh fn[kkoVh vFkok vk;dj vnk fd;s fcuk izLrqr dh x;h gksa] ,slh fLFkfr ugha gSA mijksDr vk;dj fooj.kh ds vk/kkj ij vf/kdj.k }kjk e`rd dh okLrfod vk; vk;dj dh dVkSrh ds mijkUr 3]00]000@& :i;s okf"kZd ekurs gq, izfrdj dh x.kuk dh x;h gS] ftlesa dksbZ vfu;ferrk ugha gSA vf/kdj.k }kjk Hkfo"; esa vk; o`f) dk ykHk 50 izfr'kr dh nj ls fnyk;k gS] tcfd ekuuh; loksZPp U;k;ky; ds U;kf;d n`"VkUr us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr [2025:RJ-JP:9288] (8 of 10) [CMA-4954/2015] ds vuqlkj e`rd ds Lo&fu;ksftr gksdj Lo;a dk O;olk; gksus rFkk dksbZ LFkk;h vk; dk tfj;k ugha gksus dh fLFkfr dks ns[krs gq, nkosnkjku 40 izfr'kr dh nj ls Hkfo"; esa vk;o`f) dk ykHk izkIr djus ds vf/kdkjh gSa] rnuqlkj gh vk; dh x.kuk fd;k tkuk mfpr gSA tgka rd e`rd ds thfor jgus ij O;fDrxr [kpsZ ds :i esa dVkSrh fd;s tkus dk iz'u gS] fo}ku vf/kdj.k }kjk 1@3 jkf'k dh dVkSrh dh x;h gS] tcfd fo}ku vf/koDrk nkosnkjku dk fuosnu gS fd 1@4 jkf'k dVkSrh fd;k tkuk visf{kr gSA pwafd nkosnkjku }kjk e`rd ij vkfJrksa esa iRuh] nks vo;Ld iq= rFkk ekrk&firk dk gksuk crk;k gSA izLrqr lk{; ls ;g izdV gqvk gS fd e`rd ds firk jktdh; lsok ls fuo`r gq, gSa rFkk mUgsa lkjoku isa'ku izkIr gks jgh gS] vr% ,slh fLFkfr esa e`rd ds firk dks ml ij vkfJr ugha ekuk tk ldrk] rnuqlkj e`rd ij vkfJrksa esa iRuh] nks vo;Ld iq= rFkk ekrk vFkkZr pkj O;fDr gksuk ekurs gq, O;fDrxr [kpZ ds :i esa 1@3 ds LFkku ij 1@4 dVkSrh gksus ;ksX; gSA mijksDrkuqlkj vk; gkfu@vkfJrrk dh gkfu esa izfrdj dh x.kuk dh tkos rks ;g jkf'k 3]00]000x15x3@4= 33]75]000@& #i;s gksrh gSA ftlesa Hkfo"; esa vk; o`f) dk 40 izfr'kr tksMs vFkkZr 13]50]000@& :i;s tksMs tkus ij nkosnkjku vk; dh gkfu ds en esa dqy 47]25]000@& :i;s izkIr djus ds vf/kdkjh gSa] tcfd fo}ku vf/kdj.k }kjk bl [2025:RJ-JP:9288] (9 of 10) [CMA-4954/2015] en esa 45]00]000@&:i;s fnyk;s gSa] bl izdkj bl en esa 2]25]000@& :i;s c<ksrjh ;ksX; gSaA vafre laLdkj o laink dh gkfu ds en esa 15&15gtkj vFkkZr dqy 30]000@& :i;s izfrdj izkIr djus ds vf/kdkjh gS] tcfd vf/kdj.k }kjk mDr en esa 25]000@& #i;s izfrdj jkf'k dk fu/kkZj.k fd;k x;k gS] vr% 5]000@& #i;s c<+ksrjh gksus ;ksX; gSA ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa izfrikfnr fl)kar ds vuqlkj e`rd dh iRuh] nksuksa vo;Ld cPps rFkk ekrk&firk vFkkZr ikapksa izR;sd 40&40 gtkj #i;s vFkkZr dqy 2]00]000@& #i;s izkIr djus ds vf/kdkjh gSa] bl en esa dqy bruh gh jkf'k dk fu/kkZj.k fo}ku vf/kdj.k }kjk fd;k x;k gS] vr% ifjorZu ;ksX; ugha gSA mijksDr foospukuqlkj tks v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr [email protected] 2]30]000@&:i;s i`Fkd ls izkIr djus ds vf/kdkjh gSa ,oa vihykFkhZ&chek dEiuh dh vksj ls izLrqr vihy [kkfjt gksus rFkk nkosnkjku dh vksj ls izLrqr vihy vkaf'kd :i ls Lohdkj gksus ;ksX; gSA rn~uqlkj vihykFkhZ&chek dEiuh dh vksj ls izLrqr vihy la[;k 4954@2015 [kkfjt dh tkrh gS rFkk nkosnkjku dh vksj ls izLrqr vihy la[;k 4876@2015 vkaf'kd :i ls Lohdkj dh tkdj vk{ksfir vokMZ dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds [2025:RJ-JP:9288] (10 of 10) [CMA-4954/2015] vfrfjDr bl vkns'k ds rgr nkosnkjku 2]30]000@& :i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 6 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksaxsA v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA Mittal /227-28 (UMA SHANKER VYAS),J