BENCH AT JAIPUR vs R/o Nemana Road, P.s. Taleda, Distt. Bundi Raj. Driver Of

Judgment

1. Jagtaar Singh S/o Shri Dhansingh, Aged about 28 years, R/o Nemana Road, P.s. Taleda, Distt. Bundi Raj. Driver Of Truck No. Rj. 26-Ga-1759

Mubarik Hussain S/o Shri Nathu Kha, Aged about 54 years, R/o Talab Gaon, Purani Masjid Ke Peeche, P.s. Hindauli, Distt. Bundi Raj. Registered Owner Of Truck No. Rj-26-Ga-1759

3. National Insurance Company Ltd., Address- Jhalawad Road, Kota Raj. Insurance Period Dated 28.01.2015 To

27.01.2016 ----Respondents For Appellant(s) : Mr. Samarth Sharma, Adv. For Respondent(s) : Mr. Rahul Joshi, Adv. Mr. Shamsuddin Ansari, Adv. Mr. Ganesh Joshi, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 28/08/2025 vkgr@vihykFkhZ dh vksj ls ;g vihy fo}ku eksVj nq?kZVuk nkok vf/kdj.k Øe&2] dksVk }kjk Dyse ;kfpdk la[;k&215@2015 esa ikfjr fu.kZ; o vokMZ fnukad 06-11-2017 ls O;fFkr gksdj is'k dh x;h gS] ftlds ek/;e ls vkgr@vihykFkhZ ds okgu nq?kZVuk esa ?kk;y gksus ds ifj.kkeLo:i vyx&vyx enksa esa fuEukuqlkj izfrdj jkf'k e; 7-5 izfr'kr okf"kZd C;kt lfgr fnyk;s tkus dk vkns'k ikfjr fd;k gS%& [2025:RJ-JP:34424] (2 of 5) [CMA-603/2018] Ø-la- fooj.k 1- 2- 3- 4- Hkfo"; esa gksus okyh vk; dh {kfr ds en esa 'kkjhfjd o ekufld ihM+k] Hkfo"; esa gksus okys laHkkfor bykt ds [kpksZa] ikSf"Vd vkgkj esa gq, [kpksZa] laHkkfor btky gsrq gksus okys [kpksZa vkfn 27 fnu vLirky esa HkrhZ jgus dh {kfr ds en esa fpfdRlk O;; dh {kfriwfrZ dh en esa vf/kdj.k }kjk fnykbZ xbZ izfrdj jkf'k 6]80]832@& 50]000@& 13]500@& 1]691@& 7]46]023@& vkjksfir okgu Lokeh] pkyd vFkok chek daiuh dh vksj ls dksbZ vihy izLrqr ugha dh xbZ gSA vkjksfir okgu ls nq?kZVuk gksuk] pkyd dh ykijokgh gksuk rFkk ;g okgu izR;FkhZ chek daiuh ds ;gka chfer gksuk fooknjfgr gSA fo}ku vf/koDrk vkgr@vihykFkhZ dk fuosnu gS fd nq?kZVuk esa vkgr dk ck;ka iSj ?kqVus ls uhps dkV fn;k x;k gS] og vc etnwjh djus ;ksX; ugha jgk gS] LFkk;h fu'kDrrk 100 izfr'kr ekudj o Hkfo"; esa vk; o`f) dk ykHk nsrs gq, vk; gkfu dh x.kuk dh tkuk visf{kr gS] vU; enksa esa Hkh izfrdj jkf'k dks vi;kZIr gksuk crkrs gq, ;Fkksfpr :i ls izfrdj jkf'k c<+k;s tkus dk fuosnu fd;kA mudk ;g Hkh fuosnu gS fd vkgr vkjksfir okgu ds fy, r`rh; i{kdkj gS] vr% us'kuy ba';ksjsal daiuh fy- cuke Lo.kZ flag ¼2004½ 3 ,l-lh-lh- 297 ds vuqlkj izfrdj jkf'k dh vnk;xh dk vkns'k chek daiuh dks fn;k tkuk visf{kr gS] tcfd fo}ku vf/kdj.k }kjk chek daiuh dks iw.kZr% mUeqDr fd;k x;k gS] tks fof/klEer ugha gSA var esa ;g vihy Lohdkj fd;s tkus dk fuosnu fd;kA blds foijhr fo}ku vf/koDrk izR;FkhZ chek daiuh }kjk United India Insurance Company Limited Vs. Sujata Arora & Ors. 2013 ACJ 2129 izLrqr djrs gq, fuosnu fd;k fd orZeku ekeys esa vkjksfir [2025:RJ-JP:34424] (3 of 5) [CMA-603/2018] okgu ds pkyd dk ykbZlsal dwVjfpr ik;k x;k Fkk] vr% vuko';d :i ls chek daiuh izFke pj.k esa nkosnkjksa dks Hkqxrku djs vkSj ckn esa okgu Lokeh o pkyd ls olwy djus dk vkns'k fn;k tkuk mfpr ugha gSA var esa lHkh enksa esa izfrdj jkf'k i;kZIr gksuk crkrs gq, vihy [kkfjt fd;s tkus dk fuosnu fd;kA tgka rd izfrdj jkf'k dh ek=k dk iz'u gS] fo}ku vf/kdj.k }kjk vkgr dh 60 izfr'kr LFkk;h fu'kDrrk ekuh xbZ gS] vkSj ;g fpfdRldksa }kjk vkadfyr dh xbZ gSA fo}ku vf/koDrk vihykFkhZ dh vksj ls U;kf;d n`"Vkar Jagdish Vs. Mohan & Ors. 2018 DNJ (SC) 366 vkSj S. Thangaraj Vs. National Insurance Co. Ltd. Rep. by Branch 2018 DNJ (SC) 394 izLrqr djrs gq, 100 izfr'kr LFkk;h fu'kDrrk dk;Z{kerk o vk; vtZu ds n`f"Vdks.k ls ekudj vk; gkfu dh x.kuk fd;s tkus dk fuosnu fd;kA orZeku ekeys esa vkgr dk ck;ka iSj ?kqVus ls uhps dqpy tkus ds dkj.k ls dkV fn;k x;k gS] vr% ,slh fLFkfr esa mldh dk;Z{kerk lkjoku :i ls izHkkfor gqbZ gS ijarq blds ckotwn Hkh og cSBdj vusd Je okys dk;Z dj ldrk gSA fo}ku vf/koDrk vihykFkhZ dh vksj ls tks U;kf;d n`"Vkar izLrqr fd;s x;s Fks] mlesa pksVsa o fu'kDrrk xaHkhj FkhA laiw.kZ ifjfLFkfr;ksa dks ns[krs gq, fo}ku vf/kdj.k }kjk tks 60 izfr'kr LFkk;h fu'kDrrk ekuh xbZ gS] og dk;Z{kerk o vk; vtZu ds n`f"Vdks.k ls ekuh gS] og mfpr gS rFkk mlesa dksbZ gLr{ksi fd;k tkuk mfpr ugha gSA tgka rd Hkfo"; esa vk; o`f) dk ykHk dk iz'u gS] ekuuh; loksZPp U;k;ky; ds fu.kZ; txnh'k cuke eksgu o vU; ¼2018½ 4 ,l-lh-lh- 571 eas izfrikfnr fl)kUrksa ds vuqlkj okgu nq?kZVuk ds ekeyksa esa pksVsa dkfjr gksus dh fLFkfr o LFkk;h fu'kDrrk gksus dh fLFkfr esa Hkh mijksDr ykHk fn;k tkuk visf{kr gSA nq?kZVuk fnukad 16-03-2015 dh gS] rRle; [2025:RJ-JP:34424] (4 of 5) [CMA-603/2018] vkgr@vihykFkhZ dh vk;q 35 o"kZ Fkh] ,slh fLFkfr esa vkgr dh vk;q ds vuqlkj 40 izfr'kr Hkfo"; esa vk; o`f) dk ykHk dh jkf'k 2]72]333@&:i;s vkgr@vihykFkhZ izkIr djus dk vf/kdkjh gSA fo}ku vf/kdj.k }kjk nnZ o ihM+k ds en esa ,deq'r 50]000@&:i;s fnyk;s gSa] tcfd vkgr ds dkfjr pksVksa dh izd`fr dks ns[krs gq, ;g jkf'k vi;kZIr gS] bl en esa 1]00]000@&:i;s dk izfrdj fnyk;k tkuk mfpr gS] vr% bl en esa 50]000@&:i;s vfrfjDr vkgr@vihykFkhZ izkIr djus dk vf/kdkjh gSA vkgr dk ikao ?kqVus ds uhps dV tkus ls Hkfo"; esa fofHkUu lq[k&lqfo/kkvksa ls og oafpr gqvk gS] ijarq bl en esa fo}ku vf/kdj.k }kjk dksbZ jkf'k ugha fnykbZ xbZ gS] vr% bl en esa 50]000@&:i;s fnyk;k tkuk mfpr gSA fo}ku vf/kdj.k }kjk vkgr dks ifjogu O;; ds en esa i`Fkd ls dksbZ jkf'k ugha fnykbZ xbZ gS] vr% bl en esa 10]000@&:i;s dk izfrdj fnyk;k tkuk mfpr gSA blh izdkj Hkfo"; esa fpfdRlk [kpZ] d`f=e vax vkfn ds fy, fo}ku vf/kdj.k }kjk dksbZ jkf'k ugha fnykbZ xbZ gS] vr% bl en esa Hkh nq?kZVuk o"kZ 2015 dks ns[krs gq, 30]000@&:i;s vfrfjDr :i ls fnyk;k tkuk mfpr gSA fo}ku vf/kdj.k }kjk 'ks"k enksa esa tks izfrdj jkf'k fnykbZ xbZ gS] og i;kZIr gS rFkk mlesa dksbZ gLr{ksi fd;k tkuk mfpr ugha gSA bl izdkj fo}ku vf/kdj.k }kjk tks izfrdj jkf'k fnyk;h x;h gS] mlesa c<+ksrjh djrs gq, mijksDr lHkh enksa vkgr@vihykFkhZ dqy 4]12]333@&:i;s vfrfjDr :i ls izkIr djus dk vf/kdkjh gSA mijksDr foospukuqlkj vkgr@vihykFkhZ dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr vokMZ o [2025:RJ-JP:34424] (5 of 5) [CMA-603/2018] fu.kZ; fnukafdr 06-11-2017 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds rgr vkgr@vihykFkhZ 4]12]333@&:i;s rFkk ml ij fo}ku vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 7-5 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksxkA orZeku ekeys esa vkjksfir okgu ds pkyd dk ykbZlsal dwVjfpr ik;k x;k gS vkSj bl vk/kkj ij vf/kdj.k }kjk mijksDr okgu chek daiuh ls chfer gksus ds ckotwn chek daiuh dks mUeksfpr fd;k x;k gS ysfdu us'kuy ba';ksjsal daiuh fy- cuke Lo.kZ flag ¼iwoksZDr½ esa izfrikfnr O;oLFkk ds vuqlkj ,sls ekeyksa esa ^^is ,.M fjdoj** dk vkns'k fn;k tkuk mfpr gS] vr% ;g Hkh vkns'k fn;k tkrk gS fd laiw.kZ izfrdj jkf'k dk izFke pj.k esa izR;FkhZ chek daiuh }kjk Hkqxrku fd;k tkos rFkk mlds i'pkr~ chek daiuh ;g jkf'k vkjksfir okgu ds Lokeh o pkyd ls olwy djus dh vf/kdkjh gksxhA vk{ksfir vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA LFkxu ,oa vU; dksbZ izkFkZuk&i= ;fn yfEcr gksa] rks os Hkh mDrkuqlkj fuLrkfjr fd, tkrs gSaA fo}ku vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA DINESH KUMAWAT /27 (UMA SHANKER VYAS),J