Manager v. Hari Marg, Malviya Nagar, Jaipur

Judgment

1. Smt. Beena Rai W/o Late Shri Prabhu @ Prabhat, Aged About 26 Years, R/o Kacchi Basi, Hari Marg, Malviya Nagar, Jaipur

2. Manish S/o Late Prabhu @ Prabhat, Aged About 14 Years, Minor Through Natural Guardian

Mother Smt. Beena Rai, R/o Kacchi Basi, Hari Marg, Malviya Nagar, Jaipur

3. Dinesh S/o Late Prabhu @ Prabhat, Aged About 12 Years, Minor Through Natural Guardian Mother Smt. Beena Rai, R/o Kacchi Basi, Hari Marg, Malviya Nagar, Jaipur ----Claimants/Respondents/Cross Objectors

4. Ramkaran Meena S/o Gopal Lal Meena, R/o Behind Narsingh Temple, Narsingh Colony, Ward No. 77, Sagar Road, Amer, District Jaipur ----Non-Claimants/Respondent/Owner Connected With S.B. Civil Miscellaneous Appeal No. 3226/2016 Universal Sompo General Insurance Company Limited, Through Its Manager, Regional Office, A-5, Third Floor, Krishna Tower, C-Scheme, Jaipur Having Its Corporate Office El-94, Ttc Industrial Area, Midc, Mahape, Navi Mumbai, Maharastra, Through Legal [2025:RJ-JP:14978] (2 of 6) [XOBJC-39/2023] Manager. ----Petitioner Versus

1. Smt. Beena Rai W/o Late Shri Prabhu @ Prabhat, Aged About 26 Years, R/o Kacchi Basi, Hari Marg, Malviya Nagar, Jaipur

2. Manish S/o Late Prabhu @ Prabhat, Aged About 14 Years, Minor Through Natural Guardian Mother Smt. Beena Rai, R/o Kacchi Basi, Hari Marg, Malviya Nagar, Jaipur

3. Dinesh S/o Late Prabhu @ Prabhat, Aged About 12 Years, Minor Through Natural Guardian Mother Smt. Beena Rai, R/o Kacchi Basi, Hari Marg, Malviya Nagar, Jaipur

4. Ramkaran Meena S/o Gopal Lal Meena, R/o Behind Narsingh Temple, Narsingh Colony, Ward No. 77, Sagar Road, Amer, District Jaipur ----Respondents For Petitioner(s) : Mr. Kapil Sharma, Adv. for Mr. Sandeep Mathur, Adv. For Respondent(s) : Mr. Ritesh Jain, Adv. Ms. Poonam Mishra, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 03/04/2025 fo}ku eksVj nq?kZVuk nkok vf/kdj.k la[;k&2] t;iqj egkuxj] t;iqj }kjk eksVj nq?kZVuk nkok la[;k&877@2014 esa ikfjr fu.kZ; ,oa vokMZ fnukad 13-04-2016 ¼vkxs **vk{ksfir vokMZ** dgk tkosxk½ ftlds ek/;e ls nkosnkjksa ds i{k esa rFkk [2025:RJ-JP:14978] (3 of 6) [XOBJC-39/2023] izR;Fkh&chek dEiuh o okgu Lokeh ds fo:) dqy 12]81]680@& :i;s dk vokMZ 6 izfr'kr okf"kZd C;kt lfgr fnyk;s tkus dk vkns'k ikfjr fd;k gSA ftlls O;fFkr gksdj vihykFkhZ&chek dEiuh }kjk izfrdj jkf'k dks vR;f/kd o vuqfpr crkrs gq, nhokuh fofo/k vihy la[;k 3226@2016 izLrqr dh ftlesa nkosnkjksa dh vksj ls dzkWl vkCtsD'ku la[;k 39@2023 izLrqr djrs gq, izfrdj jkf'k dks vi;kZIr gksuk crkrs gq, ;Fkksfpr :i ls c<k;s tkus dh izkFkZuk ds lkFk is'k fd;s gSaA mDr vihy rFkk dzkWl vkCtsD'ku dk fuLrkj.k ,d gh vkns'k ds ek/;e ls fd;k tk jgk gSA fnukad 23-07-2014 dks nkosnkjku ds ifr@firk Jh izHkw mQZ izHkkr dh vkjksfir okgu ls nq?kZVuk gksuk] nq?kZVuk esa vkjksfir okgu ds pkyd dh ykijokgh gksuk] mDr okgu vihykFkhZ&chek dEiuh ds ;gka chfer gksus vkSj dkfjr pksVksa ds dkj.k vkgr dh fnukad 24-07-2014 dks e`R;q gksuk fooknjfgr gSA fo}ku vf/koDrk nkosnkjku@dzkWl&vkCtsDVj dk fuosnu gS fd e`rd ?kVuk ds le; Bsdsnkjh dk dk;Z djrk Fkk vkSj mldh ekfld vk; 15]000@& :i;s Fkh] ysfdu mlds ckotwn fo}ku vf/kdj.k }kjk mls vdq'ky Jfed ds :i esa ekurs gq, rRle; izpfyr etnwjh nj ds vuqlkj vk; fu/kkZfjr djrs gq, izfrdj dh x.kuk dh gS] tks mfpr ugha gSA bl laca/k esa vfHkys[k dk voyksdu fd;k tkos rks e`rd rRle; Bsdsnkjh dk dk;Z djrk gks] ,slh dksbZ nLrkosth vFkok Bksl lk{; is'k ugha gqbZ gS] vr% vf/kdj.k }kjk vk; fu/kkZj.k [2025:RJ-JP:14978] (4 of 6) [XOBJC-39/2023] ds laca/k esa tks vfHker fn;k gS] og iw.kZr% fof/k&lEer vkSj mfpr gSA fo}ku vf/koDrk vihykFkhZ&chek dEiuh dk ;g fuosnu gS fd vk; gkfu dh x.kuk djrs le; Hkfo"; esa vk;o`f) dk ykHk 50 izfr'kr dh nj ls fnyk;k x;k gS] tcfd ekuuh; loksZPp U;k;ky; }kjk us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUrksa ds vuqlkj e`rd dh 26 o"kZ vk;q gksus rFkk mlds vdq'ky Jfed gksus vkfn dh fLFkfr dks ns[krs gq, 40 izfr'kr dh nj ls Hkfo"; esa vk;o`f) dk ykHk fnyk;k tkuk pkfg, FkkA rnuqlkj ekuuh; loksZPp U;k;ky; }kjk mijksDr U;kf;d n`"VkUr esa izfrikfnr O;oLFkk ds vuqlkj 40 izfr'kr dh nj ls Hkfo"; esa vk;o`f) dk ykHk fnyk;k tkuk U;k;ksfpr gSA pwafd vf/kdj.k }kjk e`rd dh ekfld vk; 5670@& :i;s fu/kkZfjr dh gS] rnuqlkj Hkfo"; esa vk; ds en esa iquxZ.kuk dh tkos rks dqy 77]112@& :i;s vk; gkfu esa ls de gksus ;ksX; gSA tgka rd dalksfVZ;e dh gkfu dk iz'u gS] v/khuLFk vf/kdj.k }kjk nkosnkjku dks e`rd ds izse&Lusg] laj{k.k] lkgp;Z vkfn ds oafpr gksus dh en esa 1]00]000@& :i;s rFkk nkg&laLdkj ds en esa 25]000@& :i;s vFkkZr dqy 1]25]000@& :i;s fnyk;s x;s gSa] tcfd ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikfjr fl)kar ds vuqlkj izR;sd nkosnkj 40]000@&:i;s vFkkZr rhuksa [2025:RJ-JP:14978] (5 of 6) [XOBJC-39/2023] dqy 1]20]000@&:i;s vkSj vafre laLdkj o laink dh gkfu ds en esa 15&15 gtkj vFkkZr 30]000@& :i;s izkIr djus ds vf/kdkjh gSaA bl izdkj bl en esa 25]000@& :i;s dh c<ksRrjh gksus ;ksX; gSA bl izdkj dalksfVZ;e dh gkfu ds en esa 25]000@& :i;s dh o`f) fd;s tkus rFkk Hkfo"; dh izR;k'kk en esa 77]112@& :i;s de fd;s tkus ij fo}ku vf/kdj.k }kjk ikfjr dqy vokMZ@izfrdj jkf'k esa ls 52]112@& :i;s de gksus ;ksX; gSaA bl izdkj v/khuLFk vf/kdj.k }kjk tks 12]81]680@&:i;s dk vokMZ ikfjr fd;k x;k gS mlds LFkku ij nkosnkjku 12]29]568@&:i;s izfrdj izkIr djus ds vf/kdkjh gSaA rn~uqlkj nkosnkjku dh vksj ls izLrqr dzkWl vkWCtsD'ku [kkfjt fd;k tkrk gS rFkk vihykFkhZ&chek dEiuh dh vksj ls izLrqr vihy la[;k 3226@2016 vkaf'kd :i ls Lohdkj dh tkdj vk{ksfir vokMZ dks mikUrfjr djrs gq, nkosnkjku ds i{k esa dqy 12]29]568@&:i;s dk vokMZ ikfjr fd;k tkrk gS] avk{ksfir vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA nkosnkjku }kjk iwoZ esa izkIr dh x;h jkf'k dks iapkV jkf'k esa ls lek;ksftr fd;k tkosxkA vk{ksfir vokMZ ds rgr ;fn dksbZ vkf/kD; jkf'k nkosnkjku dks Hkqxrku dh tk pqdh gS rks nkosnkjku }kjk vkf/kD; jkf'k izkIr fd;s tkus dh frfFk ls rkolwyh vihykFkhZ&chek dEiuh 6 izfr'kr okf"kZd C;kt lfgr fu;ekuqlkj izkIr djus dh vf/kdkjh gS rFkk vf/kdj.k esa dksbZ [2025:RJ-JP:14978] (6 of 6) [XOBJC-39/2023] jkf'k tek gS rks bl vkns'k ds vuqdze esa chek dEiuh vkf/kD; tek o ml ij vftZr C;kt izkIr djus dh vf/kdkjh gksxhA v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA Mittal /9-10 (UMA SHANKER VYAS),J