Station Chomu, District Jaipur (Raj.) vs Raj Kumar S/o Bhanwar Lal Kumawat, R/o Kaladera,

The United India Insurance Co. Ltd Through Branch Manager, Branch Office First Floor, Bhagwati Bhawan, M.I. Road, Jaipur. Insurance Effected From 3.3.2002 To 2.3.2003 (Insurance Company Of The Mini Truck No. RJ- 14 G-8763) ----Respondents/Non-Claimants For Appellant(s) : Mr. Himanshu Tholia, Adv. For Respondent(s) : Mr. Raj Pal Chaudhary, Adv. HON'BLE MR. JUSTICE CHANDRA PRAKASH SHRIMALI Order RESERVED ON : 06/08/2025 PRONOUNCED ON : 28 /08/2025 vihykFkhZx.k dh vksj ls ;g vihy vraxZr /kkjk 173 eksVj okgu vf/kfu;e] 1988 ds varxZr fo}ku eksVj nq?kZVuk okn U;k;kf/kdj.k] pkSeaw ftyk t;iqj }kjk izdj.k la[;k 511@2005 esa ikfjr vkyksP; fu.kZ; fnukad 01-11-2006 ls O;fFkr gksdj izLrqr dh gS] ftlds ek/;e ls fo}ku [2025:RJ-JP:33427] (2 of 7) [CMA-3675/2007] vf/kdj.k }kjk vihykFkhZx.k dh vksj ls izLrqr ;kfpdk vLohdkj dj [kkfjt dh gSA vihykFkhZx.k ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g rdZ jgk gS fd izdj.k esa nq?kZVuk ds p{kqn'khZ lk{kh jkedj.k us feuh Vªd ds Mªkboj dh mis{kk o ykijokgh ls nq?kZVuk ?kfVr gksuk crk;k gSA iqfyl }kjk vafre fjiksVZ izLrqr djus ls ;g ugha ekuk tk ldrk gS fd feuh Vªd o thi esa nq?kZVuk ?kfVr ugha gqbZA uD'ks&ekSds ls nq?kZVuk ?kfVr gksuk Li"V gksrk gSA vihykFkhZx.k la[;k 1 fo/kok efgyk gS vkSj nq?kZVuk ds le; mlds 2-5 o"kZ dk cPpk Fkk vkSj e`rd ds ekrk&firk e`rd ij vkfJr Fks] e`rd 15]000@& #i, ekfld vk; vftZr djrk FkkA ojoDr nq?kZVuk thi pkyd 'kSrku eh.kk dh ykijokgh ls nq?kZVuk ?kfVr ugha gqbZ gSA fo}ku vf/kdj.k us fof/k&fo#) vk/kkj ij o izdj.k esa miyC/k lk{; ds foijhr tkdj fu.kZ; ikfjr fd;k gSA izR;FkhZ ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g rdZ jgk gS fd nq?kZVuk esa 10 O;fDr vkgr gq, Fks tks thi esa ;k=k dj jgs Fks vkSj bUgksaus Dyse ;kfpdk izLrqr dh] mlesa thi pkyd 'kSrku flag dh ykijokgh crkbZ] mlds vk/kkj ij U;k;ky; us tfj;s jkthukek iapkV tkjh fd;kA iqfyl us Hkh thi Mªkboj 'kSrku flag dh nq?kZVuk dkfjr djus esa ykijokgh ekurs gq, vafre fjiksVZ nhA thi pkyd 'kSrku flag dh ykijokgh ls nq?kZVuk ?kfVr gksus ds dkj.k ls mlds fof/kd izfrfuf/k vihykFkhZx.k chek lafonk dh 'krksZa dk mYya?ku djus ds dkj.k ls izfrdj@{kfriwfrZ jkf'k izkIr djus ds vf/kdkjh ugha gSa vkSj fo}ku vf/kdj.k us lgh :i ls vihykFkhZx.k dh Dyse ;kfpdk vLohdkj dj [kkfjt dh gSA eSaus mHk;i{kksa ds rdksZa ij euu fd;k rFkk i=koyh dk voyksdu fd;kA e`rd 'kSrku flag ds fof/kd izfrfuf/k;ksa dh vksj ls fo}ku vf/kdj.k ds le{k ;kfpdk izLrqr dh xbZ FkhA Dyse ;kfpdk esa ;g crk;k x;k gS fd e`rd 'kSrku thi esa lokfj;ksa dks NksM+us tk jgk Fkk] ml le; cgqr /kqa/k o [2025:RJ-JP:33427] (3 of 7) [CMA-3675/2007] lnhZ iM+ jgh Fkh] /kheh j¶rkj ls QkWx ykbZV tykdj lko/kkuh ls py jgk Fkk] rHkh lkeus ls feuh Vªd la[;k vkjts&14&th&8763 ds pkyd us rst xfr o ykijokgh ls okgu pykdj thi ds thi ds VDdj ekjh rFkk pkSewa dh rjQ Hkkx x;k ftlls thi esa cSBs O;fDr;ksa ds pksVsa vkbZa vkSj thi pkyd 'kSrku eh.kk dh e`R;q gks xbZA bl izdj.k esa izn'kZ 1 ?kVuk dh fjiksVZ ifjoknh gfjukjk;.k }kjk ntZ djkbZ xbZ gS] ftlesa thi uacj vkj-ts- 14&ih&9939 dk pkyd 'kSrku eh.kk dks crk;k x;k gS vkSj ;g dgk gS fd dbZ lokfj;ka cSBdj tk jgh Fkha vkSj lqcg /kqa/k o dksgjk Fkk] lkeus ls ,d xkM+h rst xfr o ykijokgh ls vkbZ vkSj thi ds Mªkboj lkbM esa VDdj ekjdj pkSewa dh rjQ Hkkx x;h] ftlds dkj.k muds 'kjhj ij pksVsa vkbZa vkSj thi ygjkdj lM+d ls uhps x<~<s esa fxj xbZ] ftlls thi esa cSBs yksxksa ds pksVsa vk;haA mDr izFke lwpuk fjiksVZ ij iqfyl us vuqla/kku dj vafre fjiksVZ la[;k 40@2003 U;k;ky; esa izLrqr dhA vuqla/kku esa iqfyl us vafre fjiksVZ ekeyk QkSrh eqyfte esa ik;k o thi pkyd 'kSrku eh.kk dh xyrh o ykijokgh ls nq?kZVuk ?kfVr gksuk crk;kA bl laca/k esa izn'kZ ,u-,- 2 vafre fjiksVZ izLrqr gqbZ gSA izdj.k esa izn'kZ ,u-,- 3 uD'kk ekSdk esa iznf'kZr gqvk gSA mlds vuqlkj iz'uxr thi vke ds isM+ ls VdjkbZ FkhA uD'ks ekSds esa Vªd }kjk VDdj ekjk tkuk ugha crk;k x;k gSA izdj.k esa izn'kZ ,u-,- 7 ls ,u-,- 14 lk{khx.k ds /kkjk 161 naM izfØ;k lafgrk ds c;ku gq, gSaA muesa ls dbZ lk{kh nq?kZVuk ds le; iz'uxr thi esa Hkh FksA mUgksaus thi pkyd dh xyrh o ykijokgh ds dkj.k ls thi dks lM+d ls xyr fn'kk esa uhps xM~<s esa mrkjdj isM+ ls Vdjkus ds dkj.k nq?kZVuk ?kfVr gksuk crk;k gSA lk{kh egsanz eh.kk us izn'kZ 14 c;ku esa tks feuh Vªd la[;k vkj-ts- 14&th&8763 }kjk rst xfr ls thi dks VDdj ekjus dh ckr dgh gS] ysfdu bl rF; dh iqf"V vU; lk{khx.k ls o uD'ks ekSds ls ugha gksrh gSA izn'kZ 5 QnZ tCrh Vªd esa feuh Vªd ds jkbV lkbM esa jxM+d dk fu'kku o Mhty VSad eqph gksuk o lkbZysalj VwVk gksuk crk;k gS] ysfdu mDr Vªd thi dh VDdj ls {kfrxzLr gqvk gks blds laca/k esa [2025:RJ-JP:33427] (4 of 7) [CMA-3675/2007] dksbZ lk{; izLrqr ugha gq, gSaA thi esa cSBs vkgrx.k us Dyse ;kfpdk,a eksVj nq?kZVuk okn U;k;kf/kdj.k] pkSewa t;iqj 'kgj ds le{k izLrqr dh Fkh] os dbZ Dyse ;kfpdk,a bl izdj.k esa iznf'kZr gqbZ gSa] ftlesa vkosndx.k us thi pkyd dh mis{kk o ykijokgh ls nq?kZVuk gksuk crk;k gS o mlds vk/kkj ij U;k;ky; esa yksd vnkyr ds ek/;e ls iapkV Hkh ikfjr gqvk gSA e`rd dh iRuh ,-MCY;w- 1 eerk mQZ lqfe=k bl izdj.k esa ijhf{kr gqbZ gS] ftlds c;ku dh izfrijh{kk ds vuqlkj mlus ?kVuk ?kfVr gksrs gq, ugha ns[khA mlus tSlk egsanz eh.kk us crk;k Fkk oSlh ckr crkbZ gSA egsanz bl izdj.k esa ijhf{kr ugha gqvk gSA ,-MCY;w 2 jkedj.k] tks eq[; ijh{k.k esa Vªd pkyd dh xyrh o ykijokgh ls nq?kZVuk ?kfVr gksuk crkrk gS] mDr lk{kh ds c;ku dh izfrijh{kk dk voyksdu djsa rks ;g lk{kh Mªkboj ds ihNs okyh lhV ij cSBk FkkA bl lk{kh ds c;ku ds vuqlkj og ftl rjQ eqag djds cSBk Fkk ml rjQ lkeus dh lM+d ugha fn[k jgh Fkh vkSj Vªd dks jxM+d ls igys vkrs mlus ugha ns[kk FkkA thi ds x<~<s esa tkdj fxjus o isM+ ls Vdjkus dh ckr Hkh ;g lk{kh dgrk gS vkSj thi esa dqy 12 vkneh cSBus dh ckr dgrk gS] ftlds uke Hkh lk{kh us izfrijh{kk esa dgs gSaA thi esa tks vkneh cSBs Fks] os bl izdj.k esa ijhf{kr ugha gq, gSa] ysfdu bl izdj.k esa muds }kjk izLrqr Dyse ;kfpdk,a iznf'kZr gqbZ gSa] ftlesa mUgksaus e`rd 'kSrku dh xyrh o mis{kk ls thi pykus ds dkj.k ls nq?kZVuk ?kfVr gksuk crk;k gSA izdj.k esa ,slh dksbZ lk{; izLrqr ugha gqbZ gS] ftlls ;g Li"V gksrk gks fd Vªd pkyd dh mis{kk o ykijokgh ls okgu pykus ds dkj.k ls nq?kZVuk ?kfVr gqbZ gksA i=koyh esa rF;ksa] ifjfLFkfr;ksa rFkk lk{; ds vk/kkj ij e`rd 'kSRkku }kjk mis{kk o ykijokgh ls okgu pykus ds dkj.k ls thi nq?kZVukxzLr gqbZ vkSj nq?kZVuk esa thi pkyd 'kSrku eh.kk dh e`R;q gks xbZA ekuuh; mPpre U;k;ky; }kjk vius fofu'p; G Nagarathna VS G Manjunatha on 23 Novermber, 2024 esa ;g fl)kar izfrikfnr fd;k gS fd%& [2025:RJ-JP:33427] (5 of 7) [CMA-3675/2007] "14. Insofar as entitlement of compensation and maintaining the claim petition under Section 166 of the Act, the Hon'ble Supreme Court in the judgment in Ningamma's case referred to supra has clearly held that when an application for claim of compensation is made under Section 166 of the Act, the Tribunal is required to hold an enquiry into the claim and then proceed to make an award. It has further observed that when such claim is made by the legal representatives of the deceased, it has to be proved that the deceased was not himself responsible for the accident by his rash and negligent driving and it would also be necessary to prove that the deceased would be covered under the policy so as to make the Insurance Company liable to make payment to the legal heirs. In the instant case, admittedly the accident occurred due to the rash and negligent driving of the deceased himself and he being self tort-feasor, the legal heirs cannot claim any compensation for his death, otherwise it would amount to a person who committed breach getting the compensation for his own wrongs. In the instant case, the deceased has borrowed the vehicle in question from respondent No.1, hence, he stepped into the shoes of the owner of the vehicle and for the negligence of the owner or borrower of the vehicle, the Insurance Company cannot be compelled to indemnify for such wrongs. Our view gains support from the judgment of Hon'ble Supreme Court in the case of Minu B. Mehta and another, referred to supra. The judgment relied on by the learned counsel for the Insurance Company referred to supra also support our view with regard to entitlement of compensation by the heirs of the deceased himself is tort-feasor." [2025:RJ-JP:33427] (6 of 7) [CMA-3675/2007] blh izdkj ekuuh; mPpre U;k;ky; }kjk vU; fofu'p; Ningamma & Anr vs United India Insurance Co. Ltd on 13 May, 2009 esa ;g fl)kar izfrikfnr fd;k gS fd%& "20.When we apply the said principle into the facts of the present case we are of the view that the claimants were not entitled to claim compensation under Section 163-A of the MVA and to that extent the High Court was justified in coming to the conclusion that the said provision is not applicable to the facts and circumstances of the present case. However, the question remains as to whether an application for demand of compensation could have been made by the legal representatives of the deceased as provided in Section 166 of the MVA. The said provision specifically provides that an application for compensation arising out of an accident of the nature specified in sub-section (1) of section 165 may be made by the person who has sustained the injury; or by the owner of the property, or where death has resulted from the accident, by all or any of the legal representatives of the deceased; or by any agent duly authorised by the person injured or all or any of the legal representatives of the deceased, as the case may be. When an application of the aforesaid nature claiming compensation under the provisions of Section 166 is received, the Tribunal is required to hold an enquiry into the claim and then proceed to make an award which, however, would be subject to the provisions of Section 162, by determining the amount of compensation, which is found to be just. Person or persons who made claim for compensation would thereafter be paid such amount. When such a claim is made by the legal representatives of the deceased, it has to be proved that the deceased was not himself responsible for the accident by his rash and negligent driving. It would also be necessary to prove that the deceased would be covered under the policy so as to make the insurance company liable to make the payment to the heirs." [2025:RJ-JP:33427] (7 of 7) [CMA-3675/2007] ekuuh; loksZPp U;k;ky; ds }kjk mDr fofu'p;ksa ds vk/kkj ij ;fn pkyd dh mis{kk o ykijokgh ls nq?kZVuk ?kfVr gksrh gS vkSj mlesa pkyd dh e`R;q gks tkrh gS] mlds fof/kd izfrfuf/k fdlh izdkj dh {kfriwfrZ jkf'k izkIr djus ds vf/kdkjh ugha gSaA ,slh fLFkfr esa mDr foospu ds vk/kkj ij esjs fouez er esa fo}ku vf/kdj.k us vihykFkhZx.k dh Dyse ;kfpdk vLohdkj dj [kkfjt djus esa dksbZ fof/kd Hkwy o =qfV ugha dh gSA vr% mijksDr foospu ds vk/kkj ij vihykFkhZx.k dh vihy vLohdkj dj [kkfjt dh tkrh gS rFkk fo}ku eksVj nq?kZVuk okn U;k;kf/kdj.k] pkSeaw ftyk t;iqj }kjk izdj.k la[;k 511@2005 esa ikfjr vkyksP; fu.kZ; fnukad 01-11-2006 iq"V fd;k tkrk gSA fo}ku vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS] rks bl vkns'k dh izfr ds lkFk ykSVk;k tkosA KISHAN SONI /80 (CHANDRA PRAKASH SHRIMALI),J