Attorney v. Hindaun City, District Karauli Raj

Judgment

1. Smt. Dharambai @ Dharmo W/o Late Hari Singh, aged about 50 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

2. Virendra Kumar S/o Late Hari Singh, aged about 32 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

3. Pushpendra Pal Singh S/o Late Hari Singh, aged about 29 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

4. Kumari Asha D/o Late Hari Singh, aged about 27 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

5. Kumari Hemlata D/o Late Hari Singh, aged about 35 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

Smt. Shanti W/o Late Sohanlal, aged about 71 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

7. Haneef S/o Hafeej, R/o Dholikhar, Karauli Raj. Driver Of Vehicle

8. Ballu Khan S/o Hafeej Khan, R/o Dholikhar, Karauli Raj. Owner Of Vehicle ----Respondents Connected With S.B. Civil Miscellaneous Appeal No. 1153/2018 [2025:RJ-JP:32680] (2 of 10) [CMA-1149/2018]

1. Smt Dharmbai @ Dharmo W/o Late Shri Hari Singh, aged about 49 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

2. Virendra Kumar S/o Late Shri Hari Singh, aged about 31 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

3. Pushpendra Pal Singh S/o Late Shri Hari Singh, aged about 28 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

4. Kumari Asha D/o Late Shri Hari Singh, aged about 26 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

5. Kumari Hemlata D/o Late Shri Hari Singh, aged about 24 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

6. Smt Shanti W/o Late Shri Sohan Lal, aged about 70 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan ----Appellants Versus

2. Hanif S/o Hafij Ro Dholikhar, Karoli Driver Ballu Kha S/o Hafij Khan, R/o Dholikhar Karoli. Owner

3. Reliance General Insurance Co. Ltd. Through Its Regional Manager, At Regional Office At Mekar Tower, Nityanand Marg Queens Road, Vaishali Nagar, Jaipur Raj ----Respondents S.B. Civil Miscellaneous Appeal No. 1156/2018 Kumari Hemlata @ Hema D/o Late Shri Hari Singh, aged about 24 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. ----Appellant Versus [2025:RJ-JP:32680] (3 of 10) [CMA-1149/2018]

2. Hanif S/o Hafij, R/o Dholikhar, Karoli Driver Ballu Kha S/o Hafij Khan, R/o Dholikhar, Karoli Owner

3. Reliance General Insurance Co. Ltd. Through Its Regional Manager, At Regional Office At Meker Tower, Nityanand Marg, Queens Road, Vaishali Nagar Insurance Co ----Respondents For Appellant(s) : Mr.Virendra Agrawal, Adv. Ms. Anjali Asat, Adv. For Respondent(s) : Mr. Sunil Jain, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 20/08/2025 mijksDr rhuksa vihysa fo}ku eksVj nq?kZVuk nkok U;k;kf/kdj.k ¼vij ftyk ,oa ls'ku U;k;k/kh'k Øe&01½ fgaMkSu flVh }kjk eksVj nq?kZVuk nkok la[;k 70@13 ,oa 100@13 esa ikfjr fu.kZ; ,oa vokMZ fnukad 21-11-2017 ls O;fFkr gksdj is'k dh xbZ gSaA ,dyihB nhokuh fofo/k vihy la[;k 1149@2018 vihykFkhZ chek daiuh }kjk rFkk vihy la[;k 1153@2018 nkosnkjku dh vksj ls is'k dh xbZ gSa] ftlds ek/;e ls fo}ku vf/kdj.k }kjk nkosnkjku dks 28]20]977@& #i;s izfrdj jkf'k e; 6 izfr'kr C;kt lfgr fnyk;k gSA mDr nksuksa vihyksa dk foospu ,d lkFk fuEukuqlkj fd;k tk jgk gS& [2025:RJ-JP:32680] (4 of 10) [CMA-1149/2018] ,lch lh,e, uacj 1149@2018 fjyk;al tujy ba';ksjsal daiuh cuke Jherh /kjeckbZ mQZ /keksZ o vU; ,lch lh,e, uacj 1153@2018 Jherh /kjeckbZ mQZ /kekZs o vU; cuke guhQ o vU;%& fo}ku vf/koDrk chek daiuh dk rdZ gS fd e`rd jktdh; deZpkjh Fkk] mldh e`R;q ds mijkar mldh iRuh dks ikfjokfjd isa'ku rFkk iq= dks vuqdaik fu;qfDr fey pqdh gSA e`rd ds osru esa ls thih,Q o ,l-vkbZ- dh dVkSrh fd;k tkuk mfpr Fkk] eksVjlkbfdy ds uqdlku ds laca/k esa fnyk;h x;h jkf'k vuqfpr gS] D;ksafd ;g eksVjlkbfdy e`rd vFkok nkosnkjksa dh Fkh] ;g izekf.kr ugha gqvk gSA var esa izfrdj jkf'k ;Fkksfpr :i ls ?kVk, tkus dk fuosnu fd;kA blds foijhr nkosnkjku dh vksj ls vihy izLrqr djrs gq, fuosnu fd;k x;k gS fd ?kVuk ds mijkar e`rd dks cSdMsV esa p;fur osrueku feyus vkSj rnuqlkj fQDls'ku gksus ls osru esa c<+ksrjh gqbZ gS] Hkfo"; esa vk;o`f) dk ykHk fo}ku vf/kdj.k }kjk ugha fnyk;k x;k gS] blh izdkj dalksfVZ;e dh gkfu ds en esa Hkh jkf'k vi;kZIr gksuk crkrs gq, izfrdj jkf'k ;Fkksfpr :i ls c<+k, tkus dk fuosnu fd;kA lquk x;k] izLrqr rdksZa ij fopkj djrs gq, vfHkys[k dk voyksdu fd;k x;kA nq?kZVuk ds fnu e`rd jktdh; deZpkjh gksdj mldk ldy osru 23]294@& #i;s Fkk] ftlesa thih,Q o ,l-vkbZ- dh en esa Øe'k% 1100@& #i;s o 900@& #i;s dh dVkSrh gks jgh FkhA [2025:RJ-JP:32680] (5 of 10) [CMA-1149/2018] ekuuh; loksZPp U;k;ky; }kjk foey daoj o vU; cuke fd'kksjnku 2013¼7½ ,llhlh 476 esa izfrikfnr O;oLFkk ds vuqlkj mijksDr dVkSrh vFkok e`rd dh e`R;q ds mijkar ifjokj dks feyus okyh ikfjokfjd isa'ku@ vuqdaik fu;qfDr ds rgr ik= O;fDr dks feyus okys osru dh dVkSrh izfrdj jkf'k dh x.kuk djrs le; e`rd ds osru esa ls de fd;k tkuk mfpr o vuqer ugha gSA vihy ds yafcr jgus ds nkSjku nkosnkjku dh vksj ls vkns'k 41 fu;e 27 lhihlh ds rgr izLrqr vkosnu bl U;k;ky; }kjk Lohdkj dj nkosnkjku dh vfrfjDr lk{; fopkj.k U;k;ky; }kjk ys[kc) djus dk vkns'k fn;k x;kA ,-MCY;w-&04 ohjsUnz dqekj e`rd dk iq= gS] ftlus izn'kZ 61 p;fur osrueku laca/kh vkns'k izLrqr djrs gq, p;fur osrueku feyus ds mijkar ?kVuk ls iwoZ dh frfFk esa e`rd dk osru c<+uk crk;k gSA mDr vkns'k ds vuqlkj e`rd dk osru 23]294@& #i;s ls c<+dj 26]524@& #i;s gks pqdk Fkk] vr% blh vuqlkj vk;&gkfu dh x.kuk fd;k tkuk mfpr gSA rnuqlkj e`rd dh okf"kZd vk; 26524X12= 3]18]288@& :i;s ekuk tkuk mfpr gSA pwafd e`rd vk;dj ns;h Fkk] osru izek.k i= ds vuqlkj th-ih-,Q- rFkk ,l-vkbZ- ds en esa 2000@& :i;s izfrekg vFkkZr 24]000@& :i;s okf"kZd dVkSrh gksuk izdV gqvk gS] tks e`rd dh okf"kZd vk; esa ls de fd;s tkus ij dj ;ksX; vk; 2]94]288@& :i;s curh gS] ftl ij rRle; izpfyr nj ds vuqlkj dqy vk;dj jkf'k 9428@& :i;s curh gSA bl izdkj e`rd dh 'kq) okf"kZd vk; 3]08]860@& :i;s jgrh gSA [2025:RJ-JP:32680] (6 of 10) [CMA-1149/2018] fo}ku vf/kdj.k }kjk e`rd ds thfor jgus dh fLFkfr esa O;fDrxr [kpsZ dh en esa 1@4 jkf'k dh dVkSrh fu/kkZfjr dh gS] tks e`rd ij dqy pkj O;fDr vkfJr gksus dh fLFkfr esa mfpr gS rFkk e`rd dh vk;q&oxZ ds vuqlkj 13 dk xq.kd ykxw gksus ;ksX; gSA rnuqlkj vk; ds en esa gkfu dh x.kuk dh tkos rks 3]08]860X13X3@4= 30]11]385@& #i;s gksrh gSA fo}ku vf/kdj.k }kjk Hkfo"; esa vk; o`f) dk ykHk ugha fn;k x;k gS] tcfd LFkk;h fu;kstu esa gksus ls vk;q&oxZ ds vuqlkj 30 izfr'kr Hkfo"; esa vk; o`f) dk ykHk nkosnkjku izkIr djus dk vf/kdkjh gS] vr% Hkfo"; esa vk; o`f) dk ykHk vFkkZr 9]03]415@& #i;s tksM+s tkus ij dqy vk; gkfu 39]14]800@& #i;s gksrh gS] tcfd vf/kdj.k }kjk bl en esa 26]71]500@& #i;s izfrdj jkf'k fnykbZ xbZ gSA vr% vk;&gkfu ds en esa 12]43]300@& #i;s c<+ksrjh gksus ;ksX; gSA tgka rd dalksfVZ;e dh gkfu dk iz'u gS] ijaijkxr 'kh"kZd esa vf/kdj.k }kjk dqy 1]37]000 #i;s fnyk, x, gS] tcfd lHkh nkosnkj e`rd dh iRuh] iq=&iq=h vFkok ekrk gS rFkk ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa izfrikfnr fl)kar ds vuqlkj lHkh Ng nkosnkjku 40&40 gtkj #i;s vFkkZr dqy 2]40]000@& #i;s] vafre laLdkj o laink dh gkfu ds en esa 15&15 gtkj :i;s vFkkZr dqy feykdj 2]70]000@& :i;s bl en esa izfrdj izkIr djus ds vf/kdkjh gSaA bl izdkj 1]33]000@& #i;s bl en esa c<+ksrjh gksus ;ksX; gSA [2025:RJ-JP:32680] (7 of 10) [CMA-1149/2018] fo}ku vf/kdj.k }kjk e`rd dh eksVjlkbfdy {kfrxzLr gksus ds vk/kkj ij 12]477@& #i;s fnyk, x, gSa] tcfd mDr eksVjlkbfdy e`rd vFkok nkosnkjksa dh jgh gks] bl ckcr~ dksbZ fcy vFkok iath;u izek.k&i= is'k ugha gqvk gSA vr% fo}ku vf/kdj.k }kjk ;g jkf'k vuko';d :i ls nkosnkjksa dks fnykbZ xbZ gS] tks ?kVk, tkus ;ksX; gSA bl izdkj nkosnkjku dks fo}ku vf/kdj.k }kjk tks izfrdj jkf'k fnyk;h x;h gS] mlds vfrfjDr 13]63]823@& #i;s ¼12]43]300+1]33]000_12]477½ nkosnkjku izkIr djus ds vf/kdkjh gSaA ,lch lh,e, uacj 1156@2018 dq0 gseyrk mQZ gsek cuke guhQ o vU; fo}ku vf/kdj.k }kjk nkosnkj@vkgrk dq0 gseyrk ds okgu nq?kZVuk esa vkgr gksus ds QyLo:i Dyse ;kfpdk la[;k 100@13 esa 20]000@& :i;s izfrdj fnyk;k gS fo}ku vf/koDrk nkosnkj dk fuosnu gS fd nq?kZVuk ds le; vkgrk 21 o"kZ dh uo;qorh Fkh] mldh jh<+ dh gM~Mh rFkk gkFk esa xaHkhj izd`fr dh pksVsa vk;ha Fkha] mlds 6 izfr'kr LFkk;h fu'kDrrk dkfjr gqbZ gS] ysfdu fo}ku vf/kdj.k }kjk ek= 20]000@& :i;s izfrdj jkf'k fnyk;h gS tks vi;kZIr gS] bl izdkj ;Fkksfpr :i ls izfrdj jkf'k c<k;s tkus dk fuosnu fd;kA blds foijhr fo}ku vf/koDrk chek dEiuh dk fuosnu gS fd ,Dljs fjiksVZ izn'kZ&20 ds vuqlkj vkgrk ds ek= ,d xaHkhj rFkk nks lk/kkj.k pksVsa vkuk Li"V gqvk gSA nq?kZVuk ds le; dksbZ [2025:RJ-JP:32680] (8 of 10) [CMA-1149/2018] fpfdRlh; fcy vkfn izLrqr ugha fd;s gSa] izLrqr fcy i'pkrorhZ vof/k ds gSaA vr% ,slh fLFkfr esa tks izfrdj jkf'k fnyk;h gS] og i;kZIr gSA bl izdkj vkgrk dh vksj ls izLrqr vihy [kkfjt fd;s tkus dk fuosnu fd;kA miyC/k lk{; ds vuqlkj nq?kZVuk ds le; vkgrk vius firk vkfn ds lkFk okgu ij lokj Fkh] nq?kZVuk esa mlds firk dh e`R;q gks x;h] vr% ,slh fLFkfr esa vkgrk }kjk ?kVuk ds dqN fnuksa i'pkr bZykt izkjEHk djk;k x;k gS rFkk og LokHkkfod fLFkfr gSA fo}ku vf/kdj.k }kjk fpfdRlk fcyksa ds laca/k esa ;g vfHker izdV fd;k gS fd jksxh iphZ vkfn izLrqr ugha gqbZa vkSj vk; gkfu] fcyksa dh jkf'k] vLirky esa nks fnu HkrhZ jgus vkfn lHkh enksa esa dqy 20]000@& :i;s fnyk;s gSa tks fuf'pr :i ls vi;kZIr gSA LFkk;h fu'kDrrk izek.k i= izn'kZ&32 ds vuqlkj vkgrk ds 6 izfr'kr LFkk;h fu'kDrrk dkfjr gqbZ gS tks vax fo'ks"k ds izfr gSA laiw.kZ 'kjhj dh dk;Z {kerk o vk; vtZu ds n`f"Vdks.k ls ;g LFkk;h fu%'kDrrk 3 izfr'kr ekuk tkuk mfpr gSA vkgrk dh dksbZ izekf.kr vk; ugha gksus ls nq?kZVuk ds le; izpfyr vdq'ky etnwj dh U;wure etnwjh nj 166@&:i;s izfrfnu ekuk tkuk rFkk vkgr ds vk;qoxZ dks ns[krs gq, 18 dk xq.kd yxk;k tkuk mfpr gSA rnuqlkj vk; gkfu dh x.kuk dh tkos rks ;g jkf'k 166x30x12x18x3izfr'kr= 32]270@& #i;s gksrh gS ftl ij Hkfo"; dh izR;k'kk ds en esa 40 izfr'kr jkf'k 12]908@& :i;s tksMs tkus ;g jkf'k 45]178@& :i;s curh gSA vkgrk ds ,d xaHkhj rFkk nks lk/kkj.k izd`fr dh pksVksa dks ns[krs gq, ekufld osnuk] ihMk vkfn ds en esa 10]000@& :i;s] [2025:RJ-JP:32680] (9 of 10) [CMA-1149/2018] nks fnu vLirky esa HkrhZ jgus ds dkj.k 1]000@& :i;s rFkk ifjogu gsrq 3]000@& :i;s fnyk;k tkuk U;k;ksfpr gSA blh izdkj izn'kZ 25 yxk;r 30 fpfdRlk fcyksa dh dqy jkf'k 8718@& :i;s Hkh vkgrk dks fnyk;k tkuk mfpr gksxkA bl izdkj fo}ku vf/kdj.k }kjk vkgrk dks tks izfrdj jkf'k fnyk;h gS] mlds vfrfjDr vkgrk 47]896@& :i;s vfrfjDr :i ls izkIr djus dh vf/kdkjh gSA mijksDr foospukuqlkj chek dEiuh dh vksj ls izLrqr vihy la[;k 1149@2018] nkosnkjku dks eksVjlkbZfdy uqdlkuh ds :i esa fnyk;s x;s 12]477@& :i;s de fd;s tkus dh lhek rd Lohdkj dh tkrh gS] 'ks"k vk{ksiksa ds laca/k esa [kkfjt dh tkrh gSaA nkosnkjku dh vksj ls izLrqr vihy la[;k 1153@2018 vkaf'kd :i ls Lohdkj djrs gq, fo}ku vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 21-11-2017 mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd vihyk/khu vokMZ o fu.kZ; ds ek/;e ls nkosnkjku dks tks izfrdj jkf'k fnyk;h gS] mlds vfrfjDr nkosnkjku 13]63]823@& :i;s fopkj.k vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 6 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus ds vf/kdkjh gksaxs] vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA vkgrk dq0 gseyrk dh vksj ls izLrqr vihy la[;k 1156@2018 vkaf'kd :i ls Lohdkj djrs gq, fo}ku vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 21-11-2017 mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd vihyk/khu vokMZ o fu.kZ; ds ek/;e ls vkgrk dks tks izfrdj jkf'k fnyk;h gS] mlds [2025:RJ-JP:32680] (10 of 10) [CMA-1149/2018] vfrfjDr 47]896@& :i;s fopkj.k vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 6 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dh vf/kdkjh gksxh] vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA Mittal /34-35-36 (UMA SHANKER VYAS),J