Kaur's case (i supra) and ICICI Bank v. Slr Sharma's case

7. IDFC FIRST BANK, Rep By its Chief l/anager, Ground Floor, Plot No.6-7, Survey No.68, Door No 1-121lKzlq-7 , Nearby Athidhi Restaurant, Miyapur, Serilingampally (M ), Telangana - 500049

8. Clix Capital Services Private Limited, Rep. By its Chief frilanager, Plot No.23, Sth Floor, Govind Lal Sikka Marg, Rajendra Place, New Delhi - 110008. 9. Kisetsu Saison Finance lndia Pvt Ltd, Rep. By its Chief Manager, lndiqube Lexington Tower, First Floor, Tavarekere Main Road, Tavarekere, SG Palya, Bengaluru, Karnataka - 560029

10. INDUSIND Bank Limited, Rep. By its Chief Manager, 1-248, Upper Ground Floor, Miyapur Cross Roads, Bollarum, Telangana - 500052. l l.Lending Kaft Finance Ltd, Rep Tower, Vaishnavi Tech Park, Karnataka - 560103. By its Chief lr4anaq' r, 1oth Floor, South Sarjapur Main Rd, Iellandur, Bengaluru,

12. Unity Smal Finance Bank, Rep. By its Chief lr4anag: Gayatri Tolvers, Uoper Ground Floor, '191/64, 460, S; Hyderabad, Telangana - 500038 , Metro Station, 8i3, rieeva Reddy Nagar,

13. Poonawal,a Fincrop Pvt Ltd, Rep. By its Chief tu4anar; Floor, APBl Koregaon Park Annex, Mundhwa, Pune, lt1

14.ADlTYA BIRLA Frnance Ltd, Rep. By its Chief Manager Commercial BIdg, PN 42, Dharmareddy Col, Near CI Anjaiah Nagar, Kukatpally, Hyderabad, Mumbai- 500C72 t, 201 and 202, Zad harashtra - 4'1 1036. No.1 058 and 1059, It4C Circle, Pahse-1,

15. [,4initifi Finserve Private Limited, Rep. By its Chief l'4a Times Square, Gamdevi, Marol, Andheri East, l\4Lr 400077. rager, 38 2nd Floor, rbai. l\,4aharashtra - Petition under Article 226 of the Constitution of Inci circumstances stated in the affidavit filed therewith. the pleased to issue an appropriate writ, order or direction nr0 the nature of WRIT OF IVANDAMUS declaring the action c not contro{ling the agents who harassing the petrtioner zr respondents Nos. 3 to 15 (bank authorities and financial i arbitrary, violation of the principles of natural justice and b'e ...RESPONDENTS praying that in the 1ig h Court may be e particularly one in . the respondents in d his family Dy lhe stitutions ) is illegal, ant violation and as we{l as Rules fra:ned under Reserve Bank of lndia and tlr , fundamental rights guaranteed under the Constitution of lndia consequently ci not to harass the oetitioner and his family members on tr: the monthly instailment dues and direct respondent nos. 3 i. dated 12.08 2022 vtde RBll2O22-2311O8, DOR.ORG. REC:. i issued by respondent no.2. ect the res pondents gror.rnd of collectrng 15 to follow Circular ,i21 04.15812022-23 lA NO: 1 OF 2025 Petition under Section 151 CPC praying that in the ( in the affidavit filed in support of the petition, the High Corr, direct the respondents not to take any coercive measures i and not to harass him and his family without following du: following Circular dated 12.08.2022 vide RBI/:l ORG REC.65/21.04 15812022-2 issued by RBl, pending , petition. rcumstances stated . may be pleased to gainst the petitioner process of law and 22-231108, DOR. isposal of the writ Counsel for the Petitioner: SRI BONTHU LOKESH PHANINDRA REDDY, REP. FOR SRI M.KESHAV YADAV Counsel for the Respondent No.1: SRI N.BHUJANGA RAO, DEPUW SOLICITOR GENERAL OF INDIA Counsel for the Respondent No.2: SMT B.KAVITHA YADAV, SC FOR CENTRAL GOVT Counsel for the Respondent No.4: SRI SUDHARSHAN NARAHARI Counsel forthe Respondent No.9: Ms. K.RAMYA Counsel for the Respondent No.10: SRI G.PRAVEEN KUMAR The Court made the following: ORDER :;|,=F;GQ/ 1' ,THE HON'BLE SRI JUSTICE NAGESH BHEID I{IAPAKA WRIT PETITION No.24572 of il t25 ORDER I Lc.rrci Sri iJonthl.t Lokesh Ph:rnindra Reddi learnecl counscrl rcjrr€rsenling Srr \''l.Kcshat, Yadar,. learncd counsel ti,r hc pctitioner, Sri N.13hlr.j.i;rti.r R:ro. Iearnecl Dcputy Solicitor Ger.tt r[ cl India for rcspondent No. 1. Smt B.liavilha Yaclav, learned Star ,ling Counsel for CcnLr-a1 CiovernmcnL lor rr:sponclent No.2, Sri SucllL rshan Naraharl, Learnccl counsel ibr-rcsponrlent No..l, Ms.K.Ramya, krr rned counscl ior rcspon<lent No 9 :rnd Sri G. Praveen Kumar, leiLr I .rd Counscl for rcsponilent No.10. Peruscd the record_

2. Whcn the malte r is takcn up for hearing, I : r 'r-rcd counsel lor petitioner subntiltccl Lhat the issue raiscd in thLs Writ Pe 1i tion is scr::rlch' cor.,crcrl lrr. LIt3 order passed by this Court I W.l'].No.5200 of I I I t 2O2zl. datccl 2r.O1 .),O24 arrrl thcrelore, the same ordt:t nay be p:rsseci in Lhis u,rit pctition :rs u.e11. The operative portion of Lh,r sai.l order rcads :rs Lrndcr i I I "8. lror thc zrloresaid reasons and as the :rdoptcd by the respondent Nos.4 to 7 for , loan i,nrorrnl from thr.pclitioner, amounts 1,, , the rights guarantecd under Articles 14 arc Constitution of lndia, this Court deems it ap1 r direct Lhe respondents, to ensure that tl engagcd by them for recovery of the loan amor strictlv follo'"v lhe guidelincs and instructiorLs the Reser-ve Balk of India and also the judglrt I-lonble Suprcme Courr in ICICI Bank Ltd V; Kaur's case (i supra) and ICICI Bank Vs. Slr Sharma's case (2 supral. rrocedurc covcrl, of olation of 21 of the lpriate to 3 agents nts, shall ssued by -rts ol the Prakash Lnti Devi Z

9. With the abo','e said dircction, the r,r.rit petition rs disposed ol."

3. Learnecl Counsel for the responclents does not disputr: the suL-rmissions of Iearncd counsel for thc petitioncr.

4. In terms of the order passed by Lhis Court in W.P.No.J2OO of 2024, dated 25.04.2024, and lor thc reasons zrlikc, thrs writ perrtion is disposed o[ clirecting the respondent authorities to scftrpulousll, follor,v ti're guiclclincs/ instrrctions in the RBI Circular dated i 2.O8.2022, and also the judgn-rents of Hon'ble Supreme Courr in ICICI Bank Ltd Vs. Prakash Kaur and othersl and ICICI Bank Vs. Shanti Devi Sharma and othersz. Pending miscellaneons appltcations, if any, shall stand closed. //TRUE COPY// SD/.T.SRIDEVI ASSISTANT REGISTRAR G SECTION OFFICER t t To, Delhi -110001 no 3 1 { o 1 d ). 3 1 /2 ( New), n",i

1. The Secretary. Ministry of Finance, New Delhi Union of India' 2 The Chief General ManagJiliilib"" e'nk of lndia' 6' Sansad lvlarg' New 3 i# cniJr"iarnrg"r, YES BANK, Ground^Floor' Mavank Towers' Survev "riii"}t ntic'-Somaiugudi Hvderabad-5!0082 4 rX;e;i;r'ri/r.igEi,-idicitI"r, ib-rCia;1(tgweis Finahciar Dist Prot No - ii N;;;"k;;;;ut"i bacnioowti, iil,derabad' relansana 500032 5 The chief Manaser, sdil"i'";i;;-^B'"k lndia fimited' F999..i 197' Plot " N;:di';"i'5+i'[jnit Niloz ini cs, Near Rajiv circle' KPHB Phase 6 xJr,itoariv, Hvderabad' Telangana - 500085 o ?fi|tnliii'rrir;"*s"i dALAi'iYNAircE:Lto,-eth Floor, Baiai Finserv corporate office, Pune-Ahr"on"guiho"j, Viit'" iligi'' Pune' Mih-arashtta - 411014 z in" oii,ii rtrrniq"i' rD'rc'FiRti e[Nx' dround Floor' Plot No 6-7' ' N;H. "b;;;""ilo t-tziti)'qlt' -N'earbv Athidhi Restaurant' Mivapur' 'Survev 8 The Chief Manaqer, cr'*taiitai-dJ*i"es Private limited' Plot- No'23' Sth " ri"lr]il"vi"tlrr5(rJ r"i"tg, Serilinqampally (lvl), Telanoana - 5uuu4v -Cajenora Place' New Delhi - 1 10008 I (2007J 2 SCC7i1 , (2008M SCC 532

9. The Chief [,4anager, Kisetsu Saison Finance lndia Pvt - Tower, Firsi Floor, Tavarekere lt4ain Road, Tavareker€, Karnataka ' 560029

10.The Chief tulanager, INDUSIND Bank Llmited, 1-248, l\,4iyapur Cross Roads, Bollarum, Telangana - 500052. 11.The Chief N4anager, Lending Kart Finance Ltd, 10tr Vaishnavi Tech Park; Sarjapur Ir/ain Rd, Bellandur, [] 560103 IJ 14 15 1 2. The Chief li,4anager, Unity Small Finance Bank, Metrc Towers, Uoper Ground Floor, 191/64, 460, Sarrl Hyderabad Telangana - 500038 The Chief Manager, Poonawalla Fincrop Pvt Lld,201 AP8.1, Koregaon Park Annex, lvlundhwa, Pune, Ivlaha.e s The Chief tu1anager, ADITYA BIRLA Finance Lld I Commercral Bldg, PN 42, Dharmareddy Col, Near C I Anjaiah Nagar, Kukatpally, Hyderabad, I\,,lumbai- 50007: The Chief Manager, Minitrfi Finserve Private LimiteC Square, Gamdevi, lr,4arol, Andheri East, Mumbai, Maha-; One CC to SRI M.KESHAV YADAV, Advocate [OPUC] One CC to Ms. K.RAMYA, Advocate [OPUC] One CC to SRI SUDHARSHAN NARAHARI, Advocate [( One CC to SRI G.PRAVEEN KUMAR, Advocate [OPLJ{) One CC to SMT B.KAVITHA YADAV, SC FOR CENTR6 One CC to SRI N BHUJANGA RAO, DEPUTY SOt_l: lNDIA, High Court for the State of Telangana at HyderaL Two CD Copies 16 17 '18 19 20 21 22 i I d, lndiqube Lex ngton SG Palya, Bengaluru, Upper Ground Floor, Floor, South Tower, Ingaluru, Karnataka - Station, 8/3, Gayatri )eva Reddy Nagar, and 202, 2nd Floor, rtra - 41 1036. o.1058 and '1 059, MC Circle, Pahse-1, iB 2nd Floor, Times shtra - 400077. )PUC] _ GOW IOPUC] TOR GENERAL OF rd [OPUC] BSR PMK CA( HIGH COURT DATED:07nA12025 t t ORDER WP.No.24572 of 2025 ,1(Gt;%r 2 6 tlt 202[ 1_. i() _, ta) " ,! ' i.' DISPOSING OF THE WRIT PETITION, WITHOUT COSTS \o d I B I I