Jorige Leela rani v. 1. The Union of lndia

3. AXIS BANK, Rep by its Chief Manager Ground Floor, Sriven Mall, Miyapur JP Nagar, CG Employees Colony, lvlavuri Nagar, lvliyapur,'Hyderabad, Telangana 500049

4. RBL Bank Limited, Rep. b y its Chief Manager Shop no 5-4110 and 5-4111 , Ground floor, Chanda Nagar, Hyderabad, Telangana 500050 5. INDUSIND Bank Limited, Rep by its Chief Manager 1-248, Upper Ground Floor. Miyapur Cross Roads, Bollaram, Telangana 500052

6. SBI Cards and Payments Services Limited (SBl Card), Rep. by its General Manager, Unit Nos 3C 3D and 3E, 3rd Floor, Queens Plaza, SP Road Secunderabad, Telangana - 500003

7. Kotak Mahindra Bank, Rep. by its Chief Manager, KC, C 27, G Block, Bandra Kurla Complex Bandra (E), Mumbai, Maharashtra, 400051

8. lclcl Bank, Rep. bt its Chief lvlanager, ICICI Bank Towers, Financial Dist. Plot. No. 12, Nanakramguda, Gachibowii Hyderabad, Telangana 500032. 9. HDFC BANK Ltd, Rep by its Chief Manager PN 26, 33/48-34/8, Gr Fir, Delta House, sy No 68, Allwyn Cross Road Miyapur, Hyderabad - 500049

10.Aditya Birla Capital Ltd, Rep. by its Chief Manager, M No 7ht24t1tRTt1O1 to 104, 1st Floor, Roxana Towers, Greenland, Begumpet, Hyderabad - 500016.

11. Federal Bank, Rep. by its chief manager, Office of the Regional Head, FIat No. 10'1 , 1st Floor, Krishna Plaza, No. 6-2-953, Khairatabad Opp. Shadan College, Hyderabad- 500004. w I I

12. Hero Fin Corp Limited, Basant Lok, Vasant Vihar, New Delhi - 110057

13. Baiai Finance Limited, Rep. by its Chief Manager, 4th Floor, Bajaj Finsery Coipiorate Office, Off Pune- Ahmednagar Road, Viman Nagar, Pune - 411 014. ...RESPONDENTS Petition under Anicle 226 of the Constitution of lndia praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issue an appropriate writ, order or direction more particulariy one in the nature of WRIT OF MANDAMUS declaring the action of the respondents in not controlling the agents who harassing the petitioner and his family by the respondents Nos. 3 to 13 (bank authorities and financial institutions) is illegal, arbitrary, violation of the principles of natural justice and blatant violation and as well as Rules framed under Reserve Bank of lndia and the fundamental rights guaranteed under the Constitution of lndia consequently direct the respondents not to harass the petitioner and his family members on the ground of collecting the monthly installment dues and direct respondent nos. 3 to 13 to follow Circular dated 1 2. 08. 20 22 vide RBV 2022-23 I 1 08, DOR.ORG. REC. 65/2 1 .04. 1 5812022-23 issued by respondent No.2. lA NO: 1 OF 2025 Petition under Section 151 CPC praying that in the circumstances stated in the"affidavit filed in support of the petition, the High Court may be pleased to direct the respondents not to take any coercive measures against the petitioner and not to harass him and his family without following due process of law and following Circular dated 12.08.2022 vide RBI/2022-23I108,DOR. ORG.REC.65/21.04.15812022-2 issued by RBl, pending disposal of the writ petition. Counsel for the Petitioner : SRI BONTHU LOKESH PHANINDRA REDOY REPRESENTING SRI M KESHAV YADAV. Counsel for the Respondent No 1 : SRI N BHUJANGA RAO DEPUW SOLICITOR GENERAL OF INDIA Counsel for the Respondent No 5 : SRI PRAVEEN KUMAR GA"JULA Counsel for the Respondent No 7: SRI B SRIHARI Counsel forthe Respondent No 8: SRI SUDHARSHAN NARAHARI Counsel for the Respondent No 10 : SRI V SANTOSH Counsel for the Respondents No 11 : SRI SRINIVAS CHITTURU I Counsel for the Respondent No 12: SRI N B SUDARSHAN Counsel for the Respondent No 13: MS RAMYA Counsel for the Respondents No 2 To 4 & 6: -- The Court made the following: ORDER THE HON'BLE SRI JUSTICE NAGESH BHEEMAPAKA \VRIT PETITION No.24O28 of 2025 ORDER: Hcard Sri Bonthu Lokesh Phanindra Reddy, learned counsel represcnting Sri M.Keshav Yadav, learned counsel for petitioner, Sri Praveen Kumar Gajula, learned Standing Counsei for respondent No.5, Sri B.Srihari, learned counsel for respondent No.7, Sri Sudharshan Narahari, Iearned counsel for respondent No.S, Sri V.Santosh, iearned counsel for respondent No. 10, Sri Srinivas Chitturu, learned counsel for respondent No.1i, Sri N.B.Suclarshan, learned counsel for respondent No. 12 and Ms K.Ranva, learned counsel for respondent No.1.3. Perused the record

2. When the matter is taken up for hearing, learned counsel for pctitioner submitted that the issue raised in this Writ Petition is squarely covered by the order passed by this Court in W.P.No.S2OO of 2024, dated 25.04.2024 and therefore, the same order may be passed in this writ petition as well. The operative portion of the said order reads as under: "8. For the aforesaid reasons and as the procedure adopted by the respondent Nos.4 to Z for re covery of loan amor-tnt from the petitioner, amounts to violation of the rights guaranteed under Articles I 4 and 2 I of the Constitulion of India, this \ 2 Court deems it appropriate to direct the respondents, to ensure that the agents engaged by them for recovery of the loan amounts, shail strictly follou, the guidelines and instructions issued by the Resene Bank of India and also the judgments of thc Hon'ble Supreme Court in ICICI Bank Ltd Vs. Prakash Kaur's case (l supra) and ICICI Bank Vs. Shanti Devi Sharrna's case (2 supra). 9. With the abovc said direction, the r,rit petition is disposed of."

3. l,earned Counsel for the resporldents does not dispute the submissions of learned counsel for the petitioner.

4. In terms of the order passed by this Court in W.P.No.5200 of 2024, dated 25.04.2024, and for the reasons alike, this '"r,rit petition disposed of directing the respondent authorities to scrupulously follow the guidelines/instructions in the Rtsl Circular dated i2.08.2022, and also the judgments of Hon'ble Sup;eme Court in ICICI Bank Ltd Vs. Prakash Kaur and othersl and ICICI Bank Vs. Shanti Devi Sharma and others2. Pending miscellaneous applications, if any, shall stand clo sed. Sd/.C.DEEPIKA ASSISTANT REGISTRAR //TRUE COPY' SECTION OFFICER To, 1 2 3 4 The Secretary, Union of lndia, Ministry of Finance, New Delhi' The Chief General Manager, Reserve Bank of lndia' 6, Sansad Marg' New Delhi -110001_ in" cni"i ftfr*ger , AXIS BANK, Ground Floor, Sriven.Mall' Miyapur JP r.trgrr, Cc Empioyees Colony, Mavuri Nagar, Miyapur' Hyderabad' Telangana 500049 in" Cj.li.ifr,f""rger , RBL Bank Limited, Shop no 5-4/'10 and 5-4l'l 1 Ground floor, Chanda Niqar, Hvderabad, Telanqana 500050 \

5. The Chief l\,4anager, INDUSIND Bank Limited, 1-248, Upper Ground Floor. Ivliyapur Cross Roads, Bollaram, Telangana 500052

6. The General Manager, SBI Cards and Payments Services Limited (SBl Card), Unit Nos 3C 3D and 3E, 3rd Floor, Queens Plaza, SP Road Secunderabad, Telangana - 500003

7. The Chief Manager, Kotak Mahindra Bank, KC, C 27, G Block, Bandra Kurla Complex Bandra (E), I\,4umbai, Maharashha, 400051

8. The Chief lt4anager, lClCl Bank, lClCl Bank Towers, Financial Dist. Plot. No. 12, Nanakramguda, Gachibowli Hyderabad, Telangana 500032.

9. The Chief l\,4anager, HDFC BANK Ltd, PN 26, 33/A8-34/8, Gr Fir, Delta House, sy No 68, Allwyn Cross Road Miyapur, Hyderabad - 500049

10.The Chief Manager , Aditya Birla Capital Ltd, , M No 7l1l24l1lRTl101 to 104, 1st Floor, Roxana Towers, Greenland, Begumpet, Hyderabad - 500016. 1 1 . The chief manager, Federal Bank, Office of the Regional Head, Flat No. 101 , 1st Floor, Krishna Plaza, No. 6-2-953, Khairatabad Opp. Shadan College, Hyderabad- 500004.

12.Hero FinCorp Limited, Basant Lok, Vasant Vihar, New Delhi - 110057 '13. The Chief []'lanager, Bajaj Finance Limited, 4th Floor, Bajaj Finsery Corporate Office, Off Pune- Ahmednagar Road, Viman Nagar, Pune - 41 1 014. f4. One CC to SRI M KESHAV YADAV, Advocate [OPUC] 15 One CC to SRI N BHUJANGA RAO, SC FOR DEPUTY SOLICITOR GENERAL OF INDIA, [OPUC] 16 One CC to PRAVEEN KUMAR GAJULA, Advocate [OPUC] 17. One CC to SRI B SRIHARI, Advocate IOPUC] 18 One CC to SRI SUDHARSHAN NARAHARI, Advocate [OPUC] 19. One CC to SRI V SANTOSH, Advocate [OPUC] 20. One CC to SRI SRINIVAS CHITTURU, Advocate [OPUC] 21.One CC to SRI N B SUDARSHAN, Advocate [OPUC] 22.One CC to [,'lS K RAIVYA, Advocate [OPUC] 23. Two CD Copies W D.N/DL HIGH COURT DATED:0711O12025 I ORDER WP.NO.24028 0F 2025 t t t\ HE STA .i. :- ,:>. * 24JAil2M r) t FAT DISPOSING OF THE WRIT PETITION WITHOUT COSTS (-. 1 \7