Nazia Beoum v. 1. The Union of lndia

Petition under Section 15i cpc praying that in the circumstances stated in the affidavit filed in support of the petition, the High court may be pleased to direct the Respondent Nos. 3 to 10 not to harass the petitioner- without following circular dated 121o812022 vide RBll2o22-23t108 DoR oRG REC 65 t21 ,o4.1s}t2o224A the due process of law pending disposal of the above writ petition pending disposal of the above writ petition Counsel for the Petitioner: M/S PEDDAMMA pRIyANKA Counsel for the Respondent No.1: M/S L. PRANATHI REDDY, Deputy Solicitor General of lndia Counsel for the Respondent Nos.2 to 10:-- The Court made the following: ORDER - THE HONOURABLE SRI JUSTICE N.V. SHRAVAN KUMAR ORDER: IV.P. No.22989 of 2025 The petitioner is aggrieved by Lhe action of the respondent No.2, Reserve Bank of India, in not lcgitimately protecting the interest of petitioner by duly enforcing its Circular dated 12.08.2022 vrde RBtl2022-231 to9 DOR.ORG.REC.6sl2r.O4.t58l2022-23, dated

12.08.2022 against the rcspondents No.3 to 1O, who are resorting to high-handed measures Lo recover money without following the Circular dated 12.08.2022 issued by the respondent No.2, petitioner filed the present writ pctition s'ittr a consequential prayer to direct the respondenl No.2 to take stringe rtt acl ioll againsL the errant official of the respondents No.3 to I0. The learned cottttsel for the petitioner rvould submit that previously petitioncr was an emplo-yec and had availed loan on credit card facility offered by the rcspondents No.3 to 1O and utilized the amounts and has been prompt in repaying the same without fail in terms of the agrecmen l- belwcen lhc pelilioner and the respondents No.3 to 10 till AugusL, 2024 and thereafter she could not pay the installments duc to financial losses and job loss. The total amount to be paid in all the banks is Rs. 15,114,000/-. It is flrther submitted I \ that the respondents are trying to forcefully recover the amounts from the petitioner, u,hich is against the policy circular dated 12.08.2022 issued by the responden t No.2 . I I 2 After arguing aL lengtir, it is submitted by thc learned counsel for the petitioner that the petitioner will makc an a ppiication to the - respondentsBankontheaspectofho.'.r'thepetitioneru'ouldpropose to repay the pending outstanding dues to thc rcspondeuLs anci on making such application, the respondenls may bc drrcclud to considr:r the same and follow the circular dated 12'08 2022, for '"r'hich the leamed standing counsel acceded to consider the rcpresentation of the pctitioner. In that view of the mattcr, without going into the merits of the case, this writ petition is disposed of with a lib<:rt1r to the pctiLione r to make an application to the respondetlLs on thc aspec[ of hou' the petitioner would propose to repay the pending outstanding dues to lhe respondents, within one week, from thc date of rcceipt of a copy of this order, and thcreafter, the respondents shall consider thc szrmc and act in accordancc with the circular dated 12 08 2022 issued by thc Reserve Bank of India. Accordingly, this writ petition is disposed o[. 'l'hcrt: sl-rall bt: no order as to costs Asa sequel, miscellaneous applicatior-rs, i[ any pending, shall stand cloE99,- - SD/. T. VIJAY KUMAR E UTY REGISTRAR '\ l //TRUE COPY// SECTION OFFICER To, 1 The Secretary The Union of lndia, Ministry of Finance New Delhi' 2 The Chief General Manager The Reserve Bank of India' 8th Floor' Central Otfi". erifOing, SfrafriO Bhagat Singh Road, Mumbai-400001 -7

3. State Bank of lndia, lnfinity towers. Tower C, 12th floor' Block 2 Building 3, DLF Cyber citY, Gurugram-122002 \

4. One CC to M/s. Peddamma Priyanka, Advocate [OPUCI 5. one cc to M/s. L. Pranthi, Reddy, Deputy solicitor General of lndia Advocate loPUcl

6. Two CD Copies TJ GJP 4,, HIGH COURT DATED:0510812025 I I ORDER WP.No.22989 of 2025 f d 1HE SI,i ,aa, .i r' ti. 2 0 AUB 2025 |-J - ----=-----,r-- "r.r^, t- DISPOSING OF THE WRIT PETITION WITHOUT COSTS' \