High Court · 2025

6. HDFC BANK Ltd, Rep by its Chief Manager PN 26, 33/Aand34/B, Gr Fir, Delta House, sy No 68, Allwyn Cross Road Miyapur, Hyderabad - 500049 7. AXIS BANK, Rep by its Chief Manager Ground Ftoor, Sriven Matt, Miyapur ldr JP Nagg1,_QG_ Employees Colony, Mayuri Nagar, Miyapur, Hyderabad, Telangana 500049.

8. Bandhan Bank, Rep. by its Chief Manager, Ground Floor, Apurupe one, Road No.1, Jubilee Hills, Dist- Hyderabad, Telangana - 50@33 ...RESPONDENTS Petition under Article 226 of the Constitution of lndia praying that in the circumstanc.es stated in the affidavit filed therewith, the Hrgh Court may be pleased to issue an appropriate writ, order or direction more particularly one in the nature of WRIT oF MANDAMUS declaring the action of the respondents in not controlling the agents who harassing the petitioner and his family by the respondents Nos. 3 to 8 (bank authorities and financial institutions) is illegal, 'i , arbitrary, violation of the principles of natural justice and blatant violation and as' ,, well as Rules framed under Reserve Bank of lndia and the fundamental rights , guaranteed trnder the Constitution of lndia consequentty direct the respondents not to.n1r:ass tnS petitioner and his family members on the ground of cottecting the monthty instaltment dues and direct respondent nos. 3 to 8 to follow Circutar dated 1 2.08.2022 vide RBV2022-23I 1 08, DoR. oRG. REC.65/ 21 .0 4 . 1 58t2022-23 issued by respondent no.2 ' "', i lA NO: 1 OF 2tO25 Petition under Seclion 151 cPC praying that in the circumstances stated in the affidavit fil'ad in support of the petition, the High Court may be pleased to direct the respondents not to take any coercive measures against the petitioner and not to harass him and his family without following due process of law and folowing circular dated 12.0a.2022 vide RBtt2o22-z3t 108, DoR. ORG.REC.65l?-1.O4.1i9t2022-Z)issued by RBI, pending disposat of the writ petition. Counsel for th,e Petitioner: SRI M. KESHAV YADAV counsel forthe Respondent No.i: sRl A. KRANTT KUMAR REDDY, SC FOR CENTRAL GOVERNMENT counsel for ther Respondent No.4: sRt G. KALYAN CHAKRAVARTHY The Court mad,e the foilowing: ORDER =l i I THE HON'BLE SRI JUSTICE NAGESTT B,HPPMAPAKA IIIRIT PETITION No.228O4 of 2O25 ORDER: Sri M. Keshav Yadav, learned counsel for the petitioner; Sri A. Kranthi Kumar Reddy, learned Standing Counsel for Central Government, for respondent No.l and Sri G. Kalyan Chakravarth3', learned counsel for

2. Despite service of notice, none appeared for remaining respondents. \ \

3. When the matter is taken up for hearing, learned counsel for petitioner submitted that the issue raised in this Writ Petition is squarely covered by the order passed by this Cour t in W.P.No.52O0 of 2024, dated

25.04.2024 and therefore, the same order may be passed in this writ \ \ petition as well. The operative portion of the said order reads as under: "8. For the aforesaid reasons and as the procedrrre adopted by the respondent Nos.4 to 7 for recovery of loan arrrount from the petitioner, amounts to violation of ttre rights guaranteed under Articles 14 and 2l of the Constitution of lndia, this Court deems it appropriate to direct the respondents, to ensure that the agents eng.ged by them for recovery of the loan amounts, shall strictly follow tl.e guidelines and instructions issued by the Reserve Bank of lndia and also the judgments of the Honble Supreme Court in ICICI Bank Ltd Vs. Prakash Kaur's case (1 supra) and ICICI Bank Vs. Shanti Devl Sharma's case (2 supr4. 9. With the above said direction, the writ petition is disposed of."

4. l.earned counsel for respondent Nos.l and 4 have no objection. 2

5. Accordingly, in terms of the order passed by this Court in W.P.No.S2O() of 2024, dated 25.04.2024, and for the reasons alike, this writ petition is disposed of 4irecting tire respondent authorities and their agents to scrupulously follow the guidelines/instructions issued by the Reserve Bank of Inc.ia in its Circular dated L2.O8.2O22 and also the judgments of Honble Su;rreme Court in ICICI Bank Ltd. v. Prakash Kaur'rs case and ICICI Bank v. Shanti Devi Sharma'2s case, while recovering the loan amounts from the petitioner. No costs. Penrling miscellaneous applications, if any, shall stand closed. I lzoozy 2 scc 7i1 '(2008) 7 SC;C 532 To, 1 2 3 4 5 Delhi -110001. (ord). Somaj 31 iguda, The Clief Manager; 12, Nanakramguda, / SD/.A.SRIMVAS REDDY ASSISTANT REGISTRAR coPY// ECTION OFFICER The Union of lndia, New Delhi Marg, Reserve Banks of lndia, New Yes Bank, Mayank Towers, Survey No. 31 Next To Standard Chartered Bank, lClGl Bank Towers, Financial Dist. Plot. No. , Telangana 500032 Services Limited (SBl Plaza, SP Road

6. The Chief House, sy Manager HDFC BANK Ltd, PN 26, 33/Aand34lB, Gr Fir, Delta No 68, Allwyn Cross Road Miyapur, Hyderabad - 500049 7 The Chi_ef Manager Ground Floor, AXIS BANK, Sriven Mall, Miyapu Na_gar, CG Employees Colony, Mayuri Nagar, Miyapur, Hyderabad, Telangana 500049. r Rd, JP I g. The chief Manager, Bandhan Bank, Ground Floor, Apurupe one, Road NO'1, Jubilee Hills, Dist- Hyderabao, I elangana - cuuurr

9.oneGCto.Sri.,M.KeshavYadav,Advocate[oPUc] 10.one cc to sri A. Kranti Kumar Reddy, sc for 11.One CC to Sri G. Kalyan Chakravarthy, Advocate[OPUCI ""1t:' GovemmentloPUC]

12.Two CD CoPies TJ c* / c \ t ..1 DATED::,27|tr1l,2025 \ \ i i i I i ORDER WP.No.22804 of 2025 THE 1 6 i4Afl Z02r * DISPOSING OF THE WRIT PETITION WITHOU COSTS ).,r